Finance Globe

How much money do you spend every month on prescription medication? Is this beginning to take a toll on your budget? If you find yourself in this position, there should be one thing on your mind: implementing a strategy that allows you to save money. While it may sound impossible, there are several ways to save on this expense. Consider the following: 1. Opt for a Generic Have you spoke with your doctor about switching from...

Most Americans work a job where there’s a direct relationship between the amount of time put into the job and the amount of money earned on that job. You can’t earn more money without putting in more time – and without getting your employer’s permission. Earning a passive income allows you to bring in extra money that’s not directly tied to the number of hours you work for that income. Passive income is scalable meaning you...

When the time comes to fill a prescription, you have several options. While many people gravitate towards big box pharmacies, others have long been relying on an independent pharmacy for all their needs. Over the past 10 or so years, the growth of online pharmacies has been astonishing. A growing number of consumers have come to find that this is the best way to get their prescriptions filled. Here are the three biggest benefits of this...

Owning a pet, such as a dog or cat, can be one of the biggest joys of your life. However, before you make a purchase, it’s important to consider the financial impact. Many people look at the initial cost of purchasing a pet, not realizing that this is just the start. Rather than focusing solely on this detail, it’s important to create a comprehensive list of regular expenses. Here are some of the annual expenses associated...

When it’s time to head to the grocery store, what method do you use to make your purchase? Some people only use cash. Others pull out their debit card. And then there are those who rely on their credit card. While there is no right or wrong approach, there are several benefits associated with using your credit card. Consider the following: •    Reward points. If you have a rewards credit card, you can earn points for...

There are credit cards that require an annual fee. There are also credit cards that have no annual fee attached to them. As you search for and compare offers, you must decide if you’re willing to pay this fee once per year. The answer typically comes down to one detail: what are you getting in exchange? If all other details are identical, it goes without saying that it doesn’t make sense to pay an annual fee....

Does it seem that your car insurance premium increases all too often? Are you ready to put an end to this once and for all? While there is no denying the fact that you must carry coverage, this doesn’t mean that you have to overpay for a policy. There are several steps you can take to combat a rising premium, starting with the following: 1. Change Companies Simply put, some car insurance companies charge higher rates...

Do you have a credit card? How often do you use it? Can you earn reward points for every dollar you spend? Like some, you may carry this for emergency purposes only. Others, however, have come to realize the benefits of using their credit card for a variety of purchases. There are many items to regularly purchase with your credit card. This is particularly true if you’ll receive something in return, such as reward points. Here...

As a credit card holder, there are a couple ways to manage your account. Many people rely on paper statements and phone calls to their credit card company. Others, however, have come to realize the benefits of online credit card management. In today’s day and age, every credit card comes with access to an online account. This may not sound like a big deal at first, but once you sign up and get started everything will...

So you finally found your dream car (or something close to it that you can afford). You’ve done your homework and you’re pretty sure you’ve got all your ducks in a row. You took the test drive, shopped around for a fair price, got approved for a loan with terms you can live with and a budget friendly interest rate, and you’ve made arrangements to get the right kind of insurance coverage. Ready to sign the...