Finance Globe

We all like to keep our bank balances high enough to cover the transactions we made. Unfortunately, there may come a time or two when that's not the case. Maybe you weren't keeping up with your balance and accidentally overspent or perhaps you thought a deposit would clear sooner than it did. Many banks will do you a favor and pay these overdraft transactions for you, but this courtesy isn't free. Each time the bank pays a transaction...

Many people end each year with loads of credit card debt leftover from holiday shopping. If you don’t want to start the new year off with thousands of dollars in credit card debt, being a smart credit card user is key. Start with a $0 balance. If you use a credit card that has a balance, your holiday shopping will just add more debt to what you already have. It's also much easier to track your spending...

With the end of the year closing in, there’s no better time than now to review your tax situation. After all, the April 2017 filing deadline will be here before you know it. Although no two people face the same tax circumstances, here are some important questions everyone should answer: •    Do you need to consult with an accountant now or in the near future?•    Does it make sense to contribute more money to your retirement...

Earlier this year (September 2016), Allegiant and Bank of America announced a partnership to launch the Allegiant World MasterCard. Issued by Bank of America, this is Allegiant’s first credit card program. Brian Davis, Allegiant vice president of marketing, is excited about the offer, noting the following: “Offering a credit card with Allegiant rewards our passengers and creates more opportunities for them to travel just by using their card for everyday purchases. It’s the most important customer-facing...

The holiday season means many things, including the fact that you’ll be purchasing gifts for a variety of people. In addition to your family and friends, you may wonder if it’s appropriate (or required) to purchase gifts for your coworkers, boss, and others at your place of employment. While there is no right or wrong answer, it’s important to have a plan this year. To ensure that you’re on the right track, here are five questions...

The financial decisions you make in the months leading up to your car purchase will play a big role in whether you’re approved for an auto loan and the interest rate you pay. Making the right money moves is key to a smooth car purchase.  Keep only the credit cards you have. Opening new credit cards can hurt your credit score in two ways: by adding additional inquiries to your credit report and lowering your average credit age....

Are you interested in earning some extra money this holiday season? If so, it may be time to consider a part-time job. There are thousands of holiday employment opportunities out there. As long as you keep an open mind and take the right approach, you should be able to find a position that suits you well. Here are five top tips for finding a holiday job: 1. Expand Your Search The last thing you want to...

With the holiday season closing in, it’s safe to assume that you have a lot on your plate. For many, shopping for gifts is at the top of their priority list. While this can be one of the biggest joys of the holiday season, it can soon turn to pain if you don’t take the right approach. In other words, you must have a plan in place that allows you to avoid overspending. Here are three...

How much time do you devote to protecting your credit? Believe it or not, many people never think twice about this. Instead, they go about their life, hoping that nothing bad ever happens. Rather than take the risk, here are three simple ways to protect your credit: 1. Keep Your Personal Information Safe This can mean many things. For example, store financial documents in a safe place. Along with this, don’t share your personal information with...

Are you in the market for a new or used vehicle? If you aren’t making your purchase with cash, it’s time to learn more about the financing process. Although it can be intimidating to search for a car loan, there are some steps you can take to make this process more enjoyable. Here are several tips you can use to your advantage: •    Save for a down payment before making your purchase. In short, the more...