With 2016 coming to an end soon enough, now’s the time to turn your attention to the new year. This means many things in regards to your finances. For example, have you yet to set any financial goals for 2017? If you need a push in the right direction, here are seven financial goals you may want to chase after: 1. Ask for a Raise You don’t control your own destiny with this one, but it’s...
There are many benefits of shopping online, including a more convenient and efficient process. Bank of America is hoping to take this to the next level by pre-selecting customers’ Visa cards for enrollment in the Visa Checkout program. According to a press release published earlier this year, Bank of America is one of the first financial institutions to integrate its card with Visa Checkout, which eliminates steps to make it easier than ever to make a...
As you search for a credit card with a reward program, you’ll be glad to find that there are hundreds of offers to choose from. As a consumer (or small business owner), you must answer one very important question: which credit card is best for what you’re trying to accomplish? The only way to answer this question with confidence is to compare multiple offers and make a final decision based on your findings. Here are some...
I may never set foot in a grocery store again. Yes, I know. Never is probably not realistic, especially when it comes to buying food, one of life’s absolute necessities. So I wax a little hyperbolic. Forgive me. I have finally been relieved of one of my most loathed housekeeping chores and I am just so flipping excited! Thanks to the wonders of modern technology, I will only ever have to darken the doorways of any...
We all makes money mistakes from time to time. The most financially successful people learn from these mistakes and are careful not to repeat them. Unfortunately, it's also easy to fall into a trap of repeating mistakes and allowing them to become bad habits. If you’ve been struggling financially or feel like you’re not reaching your goals, you may need to change your financial habits. Here’s how you can tell. 1. You don’t know how much...
We all like to keep our bank balances high enough to cover the transactions we made. Unfortunately, there may come a time or two when that's not the case. Maybe you weren't keeping up with your balance and accidentally overspent or perhaps you thought a deposit would clear sooner than it did. Many banks will do you a favor and pay these overdraft transactions for you, but this courtesy isn't free. Each time the bank pays a transaction...
Many people end each year with loads of credit card debt leftover from holiday shopping. If you don’t want to start the new year off with thousands of dollars in credit card debt, being a smart credit card user is key. Start with a $0 balance. If you use a credit card that has a balance, your holiday shopping will just add more debt to what you already have. It's also much easier to track your spending...
With the end of the year closing in, there’s no better time than now to review your tax situation. After all, the April 2017 filing deadline will be here before you know it. Although no two people face the same tax circumstances, here are some important questions everyone should answer: • Do you need to consult with an accountant now or in the near future?• Does it make sense to contribute more money to your retirement...
Earlier this year (September 2016), Allegiant and Bank of America announced a partnership to launch the Allegiant World MasterCard. Issued by Bank of America, this is Allegiant’s first credit card program. Brian Davis, Allegiant vice president of marketing, is excited about the offer, noting the following: “Offering a credit card with Allegiant rewards our passengers and creates more opportunities for them to travel just by using their card for everyday purchases. It’s the most important customer-facing...
The holiday season means many things, including the fact that you’ll be purchasing gifts for a variety of people. In addition to your family and friends, you may wonder if it’s appropriate (or required) to purchase gifts for your coworkers, boss, and others at your place of employment. While there is no right or wrong answer, it’s important to have a plan this year. To ensure that you’re on the right track, here are five questions...
