Finance Globe

The number of places offering free credit scores has increased substantially over the years. It’s easier than ever to get a truly free credit score – that is, one that doesn’t ask you for a credit card number and covertly sign you up for a trial subscription that has to be cancelled. If you use one of these free credit score services or you’re thinking about using one, you might wonder how much can you trust...

Applying for a credit card is a big financial decision. This is why you need to answer all the right questions before moving forward. Of all the questions on your mind, here is the most important: is that credit card right for me? Unless you can answer this question with confidence, you’ll never know what you’re getting until the plastic is actually in your hands. Although no two consumers are the same, there are a few...

Have you ever found yourself comparing a local credit union to a local bank? If so, you have come to realize that there are benefits of doing business with both. Even so, some people continue to ignore the advantages of a credit union because they are unfamiliar with what this type of financial institution can do for them. Below are three of the most basic benefits of a credit union. These may not be enough for...

Are you facing challenges when it comes to making your mortgage payment in full and on time every month? Are you ready to make a change for the better? If you’re interested in remaining in your home, it may be time to discuss a mortgage loan modification with your lender. This may sound like a long shot, but remember this: your lender doesn’t want you to face financial struggles. Instead, they would much rather you make...

If you find yourself in the market for new appliances, you may be surprised at two things: the selection and the cost. On the plus side, there are a variety of models to choose from. Conversely, it seems that the cost of appliances continues to rise with each passing year. No matter what you think about the price, it’s good practice to negotiate with the store before making a purchase. This is easier said than done,...

When you look at the details of your auto loan, what do you see? While some people are happy with the terms and conditions and the progress they’ve made, others realize one thing to be true: a change could do them some good. You don’t have to get rid of your current vehicle to make things better. Instead, you can consider the benefits of refinancing your loan. Here are some of the top reasons to consider...

As a college student or parent of a college student, you’re faced with many important financial decisions. At some point, you may begin to ponder the pros and cons of a student credit card. While there are definite concerns about this opportunity, including getting in over your head, there are a variety of benefits as well. The primary benefit is the ability to receive a financial education on how to use a credit card to improve...

There are many ways to search for a new job in 2017. There are also many mistakes you can make that will stop you dead in your tracks. Here are five mistakes to avoid at all costs: 1. Applying to Every Open Position No matter how interested you are in finding a new job, don’t slip into the trap of applying for every open position you come across. Not only is this a waste of time...

When it comes to your money, there aren’t many things more frightening than losing a credit card. If you find yourself in this situation, it’s important to take a couple key steps. By knowing what you should and should not do, you can move forward in the appropriate manner as to avoid additional stress. Even if your credit card company has a zero-liability policy, it doesn’t mean you should sit around and take your time before...

It feels like certain bills go up every year, but when your income doesn’t increase at the same rate, it can be stressful trying to juggle bills and make ends meet. It may take more than one strategy to continue to make your finances work. Make sure you’re not being overcharged. Many of us glance over our billing statements and simply pay the amount due. With so many bills due each month, it’s hard to pay...