Finance Globe

U.S. financial and economic topics from several finance writers.

3 Summer Home Renovation Projects to Consider

3 Summer Home Renovation Projects to Consider

As a homeowner, summer is often the season when you tackle renovation projects. This is particularly true when it comes to projects dealing with the exterior of your property. With the summer months on the way, it’s time to consider a variety of projects that can improve your home’s appearance while also boosting its value. Here are three renovation projects that many homeowners will be taking on this summer: •    Roof. When was your roof installed?...

Continue reading
2825 Hits
1 Comment

Is a Statement Credit the Best Way to Use Credit Card Rewards?

Is a Statement Credit the Best Way to Use Credit Card Rewards?

Your rewards redemption options will probably include a statement credit. You might consider choosing a statement credit over other options to help reduce your debt without making extra payments. How Do Statement Credits Work The statement credit is applied to your credit card account the same way a payment would be. For example, if you redeem a $25 statement credit, your credit card balance would decrease by $25. You can redeem for a bigger statement credit...

Continue reading
3380 Hits
1 Comment

How to Choose the Right Investments

How to Choose the Right Investments

It’s one thing to come to the conclusion that you need to invest your money with the idea of growth in mind. It’s another thing entirely to choose the right investments and make sound decisions as the days (and years) go by. With so many types of investments to consider, it’s never easy to make sense of what you should and should not be doing. Even if you decide on one type of investment, such as...

Continue reading
3560 Hits
2 Comments

The Difference Between Debt Collectors and the Original Creditor

The Difference Between Debt Collectors and the Original Creditor

When you start missing payments on your bills, you'll begin receiving calls and letters asking you to pay for the debt. Depending on how late your payments are, this contact could come from one of two companies: the original creditor or a debt collector. As you may guess, the original creditor is the company who you originally had the account with. This is the credit card issuer, the lender, or another business you had a service with,...

Continue reading
3459 Hits
0 Comments

5 Tips to Help You Invest Like a Pro

5 Tips to Help You Invest Like a Pro

It goes without saying that you invest with one goal in mind: to make money. While some investments are safer than others, there is always some level of risk involved. With all this in mind, it’s important to take a step back, assess your situation, and make changes that will allow you to invest like a pro. Your net worth may never approach investing gurus like Warren Buffett, but this doesn’t mean you can’t make decisions...

Continue reading
3138 Hits
1 Comment

Steps to Determine Which Loan to Pay Off First

Steps to Determine Which Loan to Pay Off First

It doesn’t matter if you are a business owner or individual consumer, nothing changes the importance of tackling debt in the appropriate manner. If you have no debt, this never comes into play. The same holds true if you only have one loan, such as a single credit card. However, if you find yourself saddled with multiple loans, you’ll need to answer an important question: which loan should I pay off first? Believe it or not,...

Continue reading
2778 Hits
1 Comment

5 Ways to be Proactive with Your Finances

5 Ways to be Proactive with Your Finances

Regardless of your age, job, and income, nothing changes the fact that you can be proactive in regards to your finances. This holds true for experienced professionals who earn hundreds of thousands of dollars per year. It also holds true for new graduates who are working for minimum wage in hopes of eventually reaching the top of the company. And then there is everyone in between. The word proactive, as it applies to finances, means something...

Continue reading
3094 Hits
2 Comments

How to Choose the Best 0% Balance Transfer Credit Card

How to Choose the Best 0% Balance Transfer Credit Card

As you search for a 0% balance transfer credit card, you’ll soon find that you have many options to choose from. All the major credit card companies have several offers to consider, with each one providing consumers with a unique set of features and benefits. With all this in mind, you may struggle to compare and select the best offer. Fortunately, there are a few basic details you can focus on to ensure that you make...

Continue reading
3408 Hits
1 Comment

5 Dos and Don'ts for Spending Your Tax Refund

5 Dos and Don'ts for Spending Your Tax Refund

While some Americans loathe tax season because of what they might owe Uncle Sam, many others wait for their tax refunds like children on Christmas Eve. If you’re due a refund this year, don’t blow it. Here are a few dos and don’ts to make the best use of your refund. Use it to catch up on past due bills. Sure, you might have had your eye on a shiny new tablet or nice new furniture, but...

Continue reading
3217 Hits
1 Comment

Bank of America Continues to Invest in Digital Banking

Bank of America Continues to Invest in Digital Banking

Over the past couple of years, a growing number of financial institutions have devoted additional resources to digital banking. However, Bank of America has “been in the game” from the start. Furthermore, the company expects more of the same in the year to come. In a recent press release, Michelle Moore, head of Digital Banking at Bank of America, noted the following: “As one of the first banks to offer mobile banking a decade ago, we’re...

Continue reading
3992 Hits
1 Comment