Finance Globe

As a first time homebuyer, it’s only natural to put a lot of time and effort into finding the perfect property. However, you can’t make a confident decision until you have answered all the most important questions as they relate to your finances. Here are some of the many financial questions that first time homebuyers need to address: What is your budget? Simply put, you need to know how much you are comfortable spending. Without this...

Checking your credit score only once a year or when you’re about to apply for a major loan might not be enough. If you want to improve or even maintain your credit score, it’s better to check your credit score regularly. There are several benefits to checking your credit score often. You always know where your credit stands. Knowing your credit score is an essential part of your financial health. It’s just as important, for example,...

Buying a home is one of the biggest decisions of your life. For this reason, you need to be 100 percent confident in the choice that you make. While there are many factors to consider during a home search, the following three should always hover around the top of your list: 1. Location, Location, Location It’s no surprise that location remains a top factor when searching for a home. If you choose the right home in...

Taking advantage of a 0% APR promotional balance transfer offer can save you a lot of money on credit card interest. If you’re considering a balance transfer, make sure you avoid these huge mistakes. Trying to transfer balances with the same credit card issuer. Credit card issuers typically won’t let you transfer a balance from another credit card you have with them. Some credit cards may allow you to merge two accounts, combining balances and credit...

Credit card fraud remains a major problem in the United States, with the potential for losses to exceed $12 billion by 2020. This isn’t meant to scare you, but to instead help you avoid becoming a victim in the future. The Federal Trade Commission has this to say about credit card fraud: “Credit card fraud takes place every day in a variety of ways. You can’t always prevent it from happening, but you can create some...

As a small business owner, there may come a time when you realize that using a credit card could bring a variety of benefits to your company. From the flexibility to the convenience, there are many reasons to turn to this method of payment as often as possible. Of course, you can’t make this transition until you find and secure the right small business credit card. As you go through the search process, here are some...

Whether or not you work with a CPA is a decision you have to make for yourself. While some people understand the benefits of doing so, others continue to put this on the backburner. You aren’t required to take this step in your financial life, but here are five reasons why you should consider doing so in the near future: 1. To Save You Money Simply put, a CPA can help you save money on your...

Selling your home is one of the biggest decisions you will ever make. Regardless of your reason for doing so, you have one goal in mind: to get the highest selling price possible. While there is nothing wrong with preparing the inside of your home – such as by painting the walls and removing any clutter – the exterior requires just as much attention. Here are several ways to improve the curb appeal of your home...

We spend a lot of our time working, so if you’re not completely satisfied with your job, it’s hard to shake the idea of quitting. But, no matter how much you want to leave your job, there are some times when it’s best to stay put – at least temporarily. You don’t have another job lined up. It could take several weeks or even months to get a new job, especially during periods of high unemployment....

Major corporations known as credit bureaus or credit reporting agencies compile your credit information then sell it to businesses that need your credit information. From getting approved for credit cards and loans to getting a job, the information in your credit report plays a major role in your life. Here are some rules defined by the Fair Credit Reporting Act that every credit reporting agency has to follow. They must make your credit report available to...