Finance Globe

Are you finding it difficult to save enough money for retirement? Are regular monthly contributions not doing enough for you? Are you seeking new ways to save more money? If you find yourself in this position, it’s safe to say that you’re not alone. There are many people in the same spot as you, with some realizing that there is no better time than now for a change. Here are three ways to save more money...

Do you have an emergency fund? Are you in the process of building your account as to gain more financial comfort? Are you starting at zero? When it comes to your emergency fund, you may never feel comfortable. You may always feel like you need more money. Even so, having something saved in an emergency account is better than nothing at all. If you’re unsure of what you should be doing in regards to your emergency...

Not only are debt collections one of the most annoying types of accounts to deal with, they’re also terrible your credit score. Collections can stay on your credit report for seven years, making it difficult to get your future applications approved. Fortunately, there are ways you can keep an account from going to collections. Pay Your Bills On Time Accounts are sent to collections only after the original biller is unsuccessful in collecting payment from you....

The recent Equifax data breach has many consumers questioning how worried they should be about identity theft. The answer is very worried. Think about all the credit-related transactions you’ve made - or plan to make - over the course of your life. Not only could a thief make these same transactions under your name, they could mess up your records so badly that you have a hard time making transactions of your own. Thieves can open...

Gone are the days when you had to contact your bank for a wire transfer to send money to a friend or family member, then wait two to three business days for the payment to show up in their bank account. Several mobile payment apps have entered the marketplace allowing you to make instant money transfers to other people. Another feature that makes mobile payment apps great is that you don’t need the recipient’s bank information...

Many people get so caught up in long term financial goals that they forget about planning for what they want to happen over the next 12 months. While there’s nothing wrong with looking deep into the future – such as by setting the goal of purchasing a home in five years – you don’t want to overlook the here and now. With all this in mind, you may need a push in the right direction. Here...

While there are many people out there who enjoy renting a home, there are just as many (if not more) who dream of the day when they’ll be able to purchase real estate. There are a variety of pros and cons associated with both owning and renting. Here are some of the many advantages of owning a home: Ability to make it your own. When you own a home, you have the right to do whatever...

From hurricanes to tornadoes to earthquakes, there's almost no part of the world that's safe from natural disasters. In the wake of the destruction that comes along with natural disasters, many of us are inspired to help out by making a donation. No matter how big or small, we want our donations to make as much of a real impact as possible. Here are a few tips for donating money after a natural disasters. Check your...

Have you come to the conclusion that your credit card has been stolen? Regardless of why you believe this to be true – such as if someone stole your entire wallet or purse – you need to take immediate action. Sitting back and hoping that your wallet is returned isn’t a mistake you want to make. If you don’t act fast, there’s a good chance that your credit card will be used in a fraudulent manner....

Credit card companies use information from the credit bureaus to figure out who might qualify for one of their credit card products. Then, the credit card issuer sends pre-approved offer letters to consumers that make the cut. If you receive a pre-approved offer in the mail, you should carefully consider whether you want to take it. Do you want another credit card? You don’t have to take the pre-approved offer just because it was sent to...