Finance Globe

Buying a home is one of the biggest financial decisions you will ever make. Travel down the right path and you’ll be happy with where things end up. Travel down the wrong path and you may look back and wonder what you were thinking. For most people, buying a home comes down to one thing: finding the right property at a price they are willing to pay. While this sounds simple enough, especially if you keep...

Equifax, one of the world’s largest suppliers of credit information and related services, recently announced a data breach that may have affected as many as 143 million consumers in the United States. The company went on to explain that “criminals exploited a U.S. website application vulnerability to gain access to certain files.” At this point, Equifax believes that the access occurred from the middle of May 2017 through July 2017. The information accessed by the criminals...

Have you come to find that your car payment is entirely too high? Is this having a negative impact on your budget and finances as a whole? Are you hoping to make a change? It’s extremely common to bite off more than you can chew when purchasing a vehicle. You get so excited about pulling the trigger that you overlook the impact your new payment will have on your financial situation. If you find yourself in...

Your credit card issuer has just as much right to close your credit card as you do. If you find out your credit card issuer has cancelled your credit card, here's what you should do next. Call to find out why. Your credit card issuer won’t always warn you before cancelling your credit card. So, if you’re curious to find out the reason your credit card has been cancelled, call your credit card issuer to find out why....

Throughout our lives, we have to make certain financial decisions to ensure our current and future stability. It’s hard to plan for every single thing that happens in life, but you can make a few great decisions that cover the major bases. Here are seven financial moves you can’t afford to miss. Having a steady source of income. Having a job or some other source of income is a basic requirement of being an adult. Of...

Ever noticed how your local furniture store always seems to have some kind of zero down, zero percent interest financing deal going on? When you're on the market for a new set of furniture, you might recall the most recent deal as you consider how you're going to pay for the furniture. Here's why you should always skip in-store financing, no matter how great the promotional offer seems. They're only deferring interest. The zero interest offer...

It’s imperative that you fully understand the many details associated with your credit card. If there’s anything you don’t understand, you should take the time to clear the air in the near future. When you first applied for your credit card, there’s a good chance you put a lot of time and energy into learning more about everything it had to offer. However, as time went by, you forgot about the most important details. With this...

After what seems like an eternity of car loan payments, you’ve finally mailed off the last payment on your loan. Now you fully own your car and you’re free of payments, what should you do next? Store your title away safely. In some states, the motor vehicle department will automatically mail a title to you once the lender has notified them of the lien release. In other states, you may have to actually go to the...

Many people max out their housing budget, purchasing as much house as the bank will allow. There may be a benefit to buying a home that’s priced under what you can actually afford, even if it means buying a slightly smaller house than you initially intended. You’ll have a lower down payment. Mortgage down payments can be up to 20% of the home purchase price. Buying less house than you can afford means you don’t have...

As a small business owner or office manager, there may come a time when you need to take a hard look at your spending. Did you know that approximately two-thirds of Americans don’t budget? While this number may or may not be as high in regards to small business, nothing changes the fact that you need to pay close attention to every last dollar you spend. This leads us to an important question: are you overspending...