Finance Globe

Are you in the market for a smartphone or smartwatch? How about a tablet? Regardless of the tech device you are shopping for, you know one thing to be true: you are not always going to find something that comfortably fits into your budget.While some people are resigned to the fact that they will overpay, others realize that this does not have to be the case.Here are three easy ways to save:1. Shop online as opposed...

With the end of 2014 closing in like a freight train, there is no better time than now to start planning for next year.While your final tax returns may not be due until April 2015, the sooner you get organized the better off you will be.Here are three end of the year tax tips to consider:1. Search for last minute tax deductions. For example, making charitable contributions before the end of the year can help you...

With a home equity loan, you are able to borrow against the value of your property to obtain cash. Here are some of the most common reasons for taking out this type of loan:Remodel or home renovation projectTo pay for a child’s college educationTo consolidate high interest debtTo purchase another home, such as a vacation propertyBefore we discuss the primary benefits of a home equity loan, let’s first discuss the biggest potential downfall: if you don’t...

When you look at your savings account what do you see? While some people are excited at the number that stares back at them, many are wishing they had more money.Rather than hope for a miracle, there are steps you can take to boost your savings account. Soon enough, your balance will be on the rise.Here are three simple steps to take:1. Eliminate unnecessary spending. Take a closer look at what you are spending your money...

You know the drill: you head to your mailbox and find another letter from another car insurance agent. They want you to contact them at your earliest convenience for a free, no obligation quote.Like many, you see this type of mailer and throw it in the trash. But before you do this next time, take a step back. Is it possible that you could get a better deal from another company and agent? If you think...

If the idea of becoming a self-employed professional is rolling around in your head, you will soon begin to ask questions regarding the financial impact this change will have on your life.As scary as it may be to take the leap, if you have a strong plan in place you may find the transition easier than you ever thought possible.With little or no capital, it is easy to believe that starting your own business is impossible....

If you dream of one day owning a vacation home, you know that it will have an impact on your finances. While some people look at this and wonder how they will ever afford to make the purchase, others realize that it can be financially beneficial in a number of ways.While there is no denying the costs associated with buying a vacation home, you must also come to the conclusion that there are a few advantages...

It may not make sense to update your home before listing it for sale, however, there are many benefits of doing so. Most importantly, it will increase the value of the property, which means you can demand a higher price.There are updates worth making as well as those that are nothing more than a waste of time (and money).Here are three updates to consider, ranging from “simple” to “challenging.”1. Fresh paint. Even if you don’t have...

When the time comes to purchase life insurance, there is nothing more important than making a confident decision without delay. After all, every day that you wait is another day you are taking a risk.At some point, you will begin to discuss your options with a variety of life insurance agents. Some will have what you are looking for, but others may put you off sooner rather than later.Here are three signs that a life insurance...

In the good old days of the automotive industry, the only way to purchase a new vehicle was to stop by a local dealer and haggle with a salesperson. While this is still a strategy many employ, technology has changed things for the better.In today’s day and age, a growing number of consumers have come to realize the benefits of buying a car online. While this may sound more challenging than doing so in person, once...