Finance Globe

It does not matter if you are buying a new or used vehicle, you have two options when it comes to finalizing the transaction. Make the purchase in full with cash, or opt for a car loan that you can payoff over the course of time.While some are able to make a cash purchase, most find themselves comparing car loans in an attempt to get the best possible deal.You can do a lot of work on...

Most people say they want to retire by a particular age, such as 62, and automatically assume that this is good enough. However, many realize after some time that they are not on track to do so.One of the best ways to protect yourself, ensuring that you retire at your target age, is to set goals.No two people are in the exact same position. For this reason, no two people are going to share identical retirement...

Money market accounts are a popular choice among those who are looking to save money without taking any risk. From local financial institutions to online banks, opening one of these accounts has never been easier.Before you decide to open a money market account, it would be in your best interest to learn more about the benefits. Here are three you cannot afford to overlook:1. Interest rate. Generally speaking, the interest rate associated with a money market...

With the cost of college on a rise, a growing number of parents are researching the pros and cons of a 529 savings plan. This allows you to save money for your child’s college, all in an account that is not subject to federal income tax.Just the same as any type of financial decision, there are things you should and should not be doing. Unfortunately, there are several 529 savings plan mistakes that have held people...

Many years ago, nobody would have given online banking a second thought. In today’s world, with so much advanced technology, this is something millions of people have fallen in love with.Most people are familiar with the primary benefit of online banking: convenience. However, there are many other reasons to experiment with this type of banking.1. No more waiting in line. Can you think of anything more frustrating than waiting in line at your local bank, all...

When it comes to saving for retirement, you know one thing to be true: more is always better. While this may be the case, some people don’t have enough time or earn enough money to reach their goals.If you find yourself struggling to save enough cold hard cash for retirement, there are other things you can do to improve your situation.Here are three alternatives to traditional retirement saving:1. Retire debt free. Are you able to eliminate...

Is retirement age closing in on you in a hurry? Are you worried that you don’t have enough money to hang up your work boots for good? If you find yourself in this position, you can take comfort in knowing that you are not alone. Of course, this won’t do anything to improve your financial situation.Here are five ways to save more for retirement:1. Max out your employer retirement plan. This is important for everybody, especially...

As a small business owner, you likely understand the importance of technology. Some companies are ahead of the times, while others are lagging behind and looking for a way to catch up.If you feel that now is the time to upgrade your company’s technology, it is important to answer these questions:Why are you making this change right now?What will you get out of the new technology?How much will it cost?The third question is the one that...

When the time comes to purchase life insurance, you have several options for starting the process.Some people know an insurance agent who can help them. For this reason, they contact the person by phone or meet in person.Then there are those who are lost, not knowing who can point them in the right direction. They know there are agents and brokers out there, but unsure of which one is best for them.If you are looking to...

In today’s day and age, most companies, regardless of size and industry, understand the importance of taking full advantage of technology. The computer you are using today may not be the one you rely on a few years down the road. While nobody wants to spend money on a new computer, this is necessary from time to time. Here are three reasons why you should consider buying a new computer for your business: 1. Slow, slower,...