Finance Globe

Once the holiday break comes to an end, college students all over the country will return to campus and hit the books once again. Not only does this mean more studying for most students, but it also means spending more money.If money is on your mind and you are concerned about overspending during the second semester of the year, it is time to take a step back to review your budget.Here are some of the many...

With the new year a few weeks away, many people are beginning to set a variety of personal and career related goals. Is 2015 the time for you to make a career change? If this is on your mind, you must consider the financial impact and whether or not you are prepared for what could come your way.Here are three ways your financial situation could be impacted by making a career change:1. Earning less money. Money...

Regardless of your position, if you have employees who work for you it is important to say thanks during the holiday season. For some, this is easier said than done.While you want to show your thanks, it goes without saying that you don’t want to break the bank while doing so. Here are three cheap ways to thank employees this holiday season:1. A greeting card. This may sound “too cheap” but it is anything but that...

While some people prefer to spend the holidays around home, others enjoy taking a vacation during this time of the year.If you are in the process of booking a last minute holiday getaway, there are a few things you can do to ensure success. And in this context, success means booking the best accommodations at the best price.1. Keep an open mind. While you may be interested in one particular destination, don’t overlook others that may...

Do you cringe when your electric bill arrives in the mailbox or via email? Are you ready to make changes that will allow you to save money on this expense in the near future? If you find yourself in this position, there is no better time than now to adjust your lifestyle.Here are three easy ways to save on your electric bill:1. Check your home before you retire for the evening. If an electric device doesn’t...

With the holiday season in full swing, there is a good chance you will have a household of guests at some point in the near future. As you know, this means you will be spending quite a bit of time at the grocery store.Even though you may be worried about the cost, there are things you can do to save money without cutting back your menu.Here are three of the best ways to save money on...

Starting an emergency fund is easier said than done. Even though you may have been putting this off for quite some time, nothing is stopping you from making a change in the future. Here are three times when you will be glad that you have an emergency fund: 1. Job loss. If you find yourself out of a job and with no income, you will need money from somewhere to survive. Fortunately, if you have an...

As a college student, it is safe to say that money is always on your mind. You never seem to have quite enough, even after your parents add a few bucks to your bank account.Fortunately, there are steps you can take to save money throughout the year. By changing your spending habits, you may soon find that your financial situation is not nearly as challenging.Here are three ideas to consider:1. Set an actual budget. Many college...

As a college student, there is nothing more exciting than a long holiday break. This gives you the opportunity to refresh your mind, ensuring that you are ready to hit the ground running when the new year arrives.You may be interested in earning a little bit of money during your time off. Here are a few ways to do so:1. Odd jobs for neighbors. From shoveling snow to landscaping, there are always things you can do...

Now that the holiday shopping season is in full swing, it is time for you to hit local and online stores to find the best deals. While doing so, it is imperative that you have a strong grip on your finances. If you don’t, you could make one more spending mistake that causes you trouble now and/or in the future.Here are three mistakes you want to avoid at all costs:1. Charging more than you can pay...