Finance Globe

When buying a new car, there is no doubt you will spend a lot of time pondering the price. Are you spending too much? Should you opt for another vehicle? Is there anything you can do to save money? These are the types of questions that are sure to be circulating your mind. As confusing as it sounds, negotiating a great deal on a new car does not have to be a challenge. Here are three...

If you decide to sell your home, one of the first steps you will take is hiring a qualified realtor. With so many real estate professionals to choose from, you should keep your options open until you are 100 percent sure of which person is right for you and your property.While there are several important details to consider when hiring a realtor, here is one that you cannot afford to overlook: your realtor’s marketing strategy.The strategy...

While many have the desire to upgrade their home, some fall short of reaching their goals due to a lack of financial resources.If hiring professional help is not in the cards, you have two options:Put the project off for the time beingDo it yourselfEven though you may not have much DIY experience, there are several projects you can take on without the assistance of a professional. Here are three of the best to consider:1. Painting. This...

Are you considering a career change? If you are ready for something new, you probably have many reasons for feeling this way. While you may be tempted to make an immediate change, it is important to take a step back and assess your financial situation before doing so.It may not be true for everybody who makes a career change, but most find that this impacts their finances in some way, shape, or form.Before making this change,...

Are you expecting a refund check from the IRS? How about your state or local taxing authority? If you have money coming back to you in the near future, there is no better time than now to devise a strategy on how you will use the funds.While some people blow through the money, purchasing something they really don’t need, others realize that the cash can be put to better use.Here are five of the smartest ways...

Are you in the market for a new home? If you have plans on paying with cash, you don’t have to concern yourself with applying for and securing a mortgage. However, if you need to take out a loan there is a lot that goes into the process.While some people shop for a mortgage on their own, others realize the benefits associated with hiring a broker. Working with an experienced and knowledgeable broker who has your...

Are you considering the benefits of taking out a home equity loan? For many, this is the best way to get the money they need for a home improvement project, to pay an unexpected debt, or some other need.While there are many advantages of using a home equity loan, compared to other options, this can also get you into a lot of trouble if you don’t know what you are doing.Three Common PitfallsBelow are three common...

If the time comes to sell your home, you have two basic options for moving forward:List and sell your property by ownerHire a real estate agentThe primary benefit of selling by owner is that you don’t have to pay a real estate agent for his or her services. In the end, if you are successful, you will save quite a bit of money.While this may sound like a no-brainer, especially for those who want to save...

If you are excited about the thought of becoming a self employed professional, it is essential to put yourself in the best position possible to succeed. In addition to what you already know about the industry you are joining, you can learn a lot by searching the internet. Along with this, there is another idea to consider: find a mentor who can show you the path to success. Taking the dive into the self employment pool...

Even if you are confident that your current car insurance policy offers everything you want and need, there may come a time when you begin to wonder what the rest of the industry has to offer.Before we go any further, remember this: just because you request a car insurance quote does not mean you have to make a change.Here are three things you can learn from one new quote:1. How your premium stacks up. Could you...