Finance Globe

U.S. financial and economic topics from several finance writers.

Chris Bibey is a freelance writer and internet marketing professional located in Pittsburgh, PA.

Technology Helps Self Employed Professionals Work More Efficiently

Technology Helps Self Employed Professionals Work More Efficiently
As a self employed professional, you realize how difficult it can be to work efficiently. There are many reasons for this, including the fact that you are no longer in a connected office with other people. While this is a big adjustment, the use of technology can work in your favor. This makes it easier to communicate with others, regardless of location. Furthermore, you can use technology to market your business, secure new clients, and manage...
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Frank
As an online platform, I use Elance and Upwork. The websites are great for freelancers to get work, communicate with their clients... Read More
Thursday, 14 January 2016 10:50
ChrisB
Totally agree, Frank. It may be an expense, but I like to think of it as more of an investment. Great ideas!
Friday, 15 January 2016 08:09
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Employer Benefits You are Missing with Self Employment

Employer Benefits You are Missing with Self Employment
Deciding to take a leap into the self employment pool may be one of the best decisions you ever make. Not only does it give you more control over your destiny, but it provides a high level of freedom. Just the same as any professional endeavor, you need to consider both the pros and cons. One of the biggest drawbacks is the lack of employer benefits. In other words, you have to account for these benefits...
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Frank
I am getting on my soap box here, but I think you get completely screwed being self-employed. The additional taxes and out of pock... Read More
Thursday, 14 January 2016 10:50
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How to Find the Right Credit Card in 2016

How to Find the Right Credit Card in 2016
The new year is here and you are in the process of reviewing your budget for 2016. If you don’t have a credit card you are comfortable with, now is the time to make a change. Some people want to get rid of their old credit card in exchange for a new one. Others are seeking their first credit card. Regardless of your position, it is important to take the right approach during your search. One...
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Frank
There is so much helpful information on the internet to help you find the right card once you know what you are looking for. In fa... Read More
Thursday, 14 January 2016 10:48
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Follow One of these Career Paths to Earn More in the Future

Follow One of these Career Paths to Earn More in the Future
Are you interested in following a different career path in the future? Are you making this move to earn more money? If you find yourself in this position, there are a variety of opportunities to consider. The Las Vegas Review-Journal recently published its list of the 10 top jobs of 2016, complete with pay and growth rate data. While you have the right to follow any career path you choose, these 10 are among the best: 1....
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Frank
A career that provides the lifestyle you want is important. You also have to enjoy what you do everyday. My view is you need to fi... Read More
Thursday, 14 January 2016 10:48
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Your Budgeted Expenses won’t Always Remain the Same

Your Budgeted Expenses won’t Always Remain the Same
It is easy to believe that your budgeted expenses will remain the same month after month, but this has a way of changing over time. As the cost of living increases, it is important to review your budget and make the necessary changes. There is nothing better than finding that one or more of your budgeted expenses has decreased. Conversely, when one of these increases, it can be a disappointment. Even so, you need to adjust...
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Frank
This is an important concept here and for anyone interested in a high-level business lesson, this is called variable expenses. Bus... Read More
Thursday, 14 January 2016 10:40
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Self Employment Burnout: What are the Signs?

Self Employment Burnout: What are the Signs?
As a self employed professional, it goes without saying that you always have a lot on your mind. After all, you are responsible for every aspect of your business. From accounting to marketing to sales, you are the person in charge. Unfortunately, many self employed people face burnout at some point in their career. It is important to understand the signs of this serious problem, as it could help you avoid trouble before it sets in....
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Frank
Chris, I can relate to these signs! I have been working as a self employed professional as well as maintaining my other current jo... Read More
Thursday, 14 January 2016 10:36
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Are you Financially Prepared for an Emergency?

Are you Financially Prepared for an Emergency?
Just when you think you have everything figured out with your finances, an emergency pops up and gets in the way. From a medical bill to a car repair, you never know what the future holds. It is important to be financially prepared for any and every emergency that could come into play in the future. It doesn’t matter how you do this, as long as you take the right approach. Here are three of the...
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Frank
There is some great information on the forums about saving for an emergency. People have provided their insight on how much to sav... Read More
Thursday, 14 January 2016 10:33
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Who are the Richest People in Each Age Group?

Who are the Richest People in Each Age Group?
Have you set the goal of being “rich” at some point in your life? While this means something different to everybody, nothing changes the fact that this goal is attainable. If you need a bit of motivation, it is time to turn your attention to Wealth-X, a company that keeps a database of the richest people in the world. Wealth-X recently compiled its list of the wealthiest person in each age group, starting in the 20’s...
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Frank
Interesting stuff Chris. I find it very interesting every person under the age of 70 made their fortune in Tech. Makes me thing I ... Read More
Thursday, 14 January 2016 10:28
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Here are the Benefits of Online Bill Pay

Here are the Benefits of Online Bill Pay
Go back in time to the 1990’s and everybody was writing checks to pay their bills. While this is still common, you have another option in today’s world: online bill pay. Some people take full advantage of online bill pay. Others, however, continue to put this off for one reason or another. If you have yet to move in this direction, if you continue to shy away from technology, now is the time to make a...
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Wanderer
A follow on this is paying using the (ACH) Automated Clearing House or (EFT) Electronic Funds Transfer. Set up my payments and the... Read More
Tuesday, 22 December 2015 16:37
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5 Life Insurance Myths to Ignore

5 Life Insurance Myths to Ignore
Before we go any further, let’s get one thing out of the way: there is nothing fun about buying a life insurance policy. Even so, once you put this in the past, you will feel a great sense of relief. To avoid mistakes, to ensure that everything goes as planned, you need to separate fact from fiction before you begin the shopping process. Unfortunately, there are many myths that can stop you from buying the right...
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Frank
Great information here Chris. One thing to consider, which I think most people know, is you only really need life insurance if you... Read More
Monday, 21 December 2015 09:30
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