Finance Globe

Are you in the process of searching for your first home? If so, you are dealing with many feelings. On one side of things, this is the most exciting time of your life. Conversely, you are sure to have some fears in regards to paying a mortgage. A mortgage payment is a big change for some people, especially those who have lived rent-free in the past. While it may be scary to take on this payment,...

Spending money is a part of life. No matter how much you save, you will always find yourself parting with money from time to time. The problem comes into play when you begin to recognize harmful spending patterns. If you don’t immediately address this issue, it could drag you down over time. While some people identify these patterns right away, others are blind to them. For this reason, they struggle to stay on a positive financial...

Imagine this: you have planned every phase of a home renovation project. You are excited to get started, as you can’t wait to see your vision come true. And then something happens along the way. With each passing day, you continue to spend more money than you budgeted for. Soon enough, you realize that you are facing a very serious problem. There is no better way to kill the buzz of a home renovation project than...

When you receive your car insurance statement in the mail, your feelings can go one of two ways. Maybe you will be excited that your premium remained the same or decreased. Or maybe you will feel disappointment when you realize that you are being asked to pay more this statement period. There are times when you realize that your premium will increase. For example, maybe you were involved in an at-fault accident or received some type...

One of the primary benefits of self employment is financial freedom. You are no longer held down by an employer, meaning that you and you alone are responsible for reaching your full earning potential. Many people shy away from self employment due to the costs associated with this decision. This isn’t something that should hold you back. This isn’t something you should be scared about. Instead, you should formulate a plan for spending less money while...

Do you have a mortgage? Are you interested in a possible refinance? If so, you won’t have to look far to find a few lenders that are willing to help you out. Before you decide for or against a mortgage refinance, it is important to answer several key questions. The answers you collect will help you decide which steps to take next. Below are five mortgage refinance questions you need to answer right now: Will you...

Have you heard about the benefits of a gas credit card? Are you ready to learn more about this type of offer? If you answer yes to these questions, it may not be long before you are applying for one of these and using it regularly. But before you do anything, remember this: there are hundreds of gas credit card offers to choose from. For this reason, you need to be patient as you search for...

Are you taking a spring road trip? Maybe you are a college student heading for the beach. Or maybe you are taking your family on a long trip during this time of the year. Regardless of your age, destination, or reason for going, it’s important to understand the many ways you can save money. By making a few adjustments to your approach, you can keep more money in your pocket. Subsequently, the funds can be used...

Are you faced with a large amount of credit card debt? Are you worried that you will never be able to pay it off? While most people continue to pay on their debt, one month at a time, you don’t have to get stuck in this rut. It may be in your best interest to negotiate with the credit card company. Here are a few negotiation tactics to consider: 1. Lump sum settlement. Do you have...

Buying a home is a big decision, as this will change your life in a number of ways. This is particularly true if you are going through the process for the first time, as you may not know what to expect along the way. To improve the likelihood of making a confident decision, here are five tips to follow: 1. Think about the future. Even if you have every intention of remaining in the home for...