Finance Globe

There are many types of insurance you can purchase, with a long term care policy often at the top of the list. This may not be something you think about in your younger days, but as the years go by it could be a purchase you are willing to make. Before doing so, there are several points to consider. These include: •    Your age and health. Are you looking to save money on the cost of...

Unless you have an unlimited supply of money (don’t we all wish), buying a car is a big financial decision. To protect against a costly mistake, it’s essential to answer a few key questions before signing on the dotted line. Here are a few to address: 1. Will you finance the purchase or pay in cash? There are benefits of both, so make sure you list out the pros and cons. If you don’t have the...

There are people who make the move into self employment and never look back. Every step they take is one that moves them closer to their professional goals. Conversely, there are people who soon realize that they are now faced with a variety of challenges. And for this reason, they are truly scared. Do you ever wonder why self employment goes wrong for some people? If so, here are three reasons for this: 1. They neglect...

Most people agree that it feels better to receive a tax refund than it is to owe additional money to the IRS. Even it means you're loaning the government money for a brief period of time, it feels better to get cash back than to send a check along with your final return. If you learn that a refund is coming your way, it’s time to plan your next move. More specifically, what will you do...

As you search for a car loan, you may begin to wonder if you are taking the right approach. Many consumers don’t care how they find a loan as long as the rate is low and the lender is reputable. But here is the question: how can you guarantee that you are getting the best deal? Here are three strategies to consider as you search for a car loan: 1. Call around to as many lenders...

Buying a home should be an enjoyable experience. It doesn’t matter if you are buying your first home or you have gone through this process in the past, nothing should steal the excitement. If you don’t know how to deal with the stress of buying a home, it could soon drag you down. It may even stop you dead on your tracks, causing you to second guess your decision. Fortunately, you can ease the stress by...

As a startup founder, you have a lot on your plate. While there is plenty to think about, financial matters should never be swept under the rug. At first, you may be reluctant to apply for a credit card. Soon enough, once you learn more, you could find that this is the right decision for you and your growing business. Here are three of the best reasons for a startup to secure a credit card in...

Are you confused by how a mortgage rate lock works? Are you wondering if this is something you should even consider? When buying a home, you want to take as much guess work out of the process as possible. By locking your rate at the appropriate time, you can gain peace of mind in knowing that it will not increase before your closing date. As you work with your lender, be sure to ask these five...

If you rent a home or apartment, as opposed to owning, you should consider the benefits of buying a renters insurance policy. This coverage is designed to protect you against loss due to natural disaster, theft, or accident. Just the same as any type of insurance, there are many companies that sell this coverage. Furthermore, you have a variety of options when making a buying decision. To ensure that you are on the right track, here...

In a perfect world, you would never have to change your budget. It would remain the same (100 percent effective), month after month. In the real world, however, there are times when you need to alter your budget to better suit your income, expenses, and goals. Here are three signs of a budget that needs altered: 1. Continue to spend more than you have budgeted for. This may happen from time to time, but if it...