Finance Globe

With October coming to a close, it won’t be long before the calendar is turning. At that point, you will look back at 2015 and ask yourself this one very important question: did you reach your financial goals? While some people have met their goals early, others are left with a couple months to make progress. Where do you fit in? Here are some of the most common financial goals, many of which may be on...

Are you in the market for a vehicle? It doesn’t matter if you are buying new or used, it is important to take a test drive before you begin the negotiation process. Some people consider a test drive a lot of fun. Others consider it a waste of time. Here is why this is something you should do: 1. Learn more about the vehicle. Simply put, you don’t understand the finer details of a vehicle until...

This topic comes up year in and year out, however, many people continue to make mistakes during the holiday shopping season. It’s not that they don’t have fun. Here is the problem: they neglect to take the right steps regarding their budget, shopping list, and overall approach. If you have run into issues in the past, if you want to avoid a similar fate this year, there are a few things you can do to get...

There used to be a time when applying for a credit card meant waiting for a good offer to arrive by mail. While you may still receive these offers from time to time, the industry has changed quite a bit. In today’s day and age, the best way to find and apply for a credit card is online. As convenient as it may be, there are a few things you need to keep in mind. More importantly,...

Go back in time a couple decades and nobody was paying their bills online. Instead, the only option was to send a check at the appropriate time of the month. While this is still a way of life for many, others are taking full advantage of technology. There are many benefits associated with paying bills online. If you have avoided this in the past, the following points may be enough to push you in this direction...

If you own a car, you know one thing to be true: you must stay on top of regularly scheduled maintenance if you want it to remain in good working condition. The problem with this is that vehicle maintenance is not always cheap. If you are looking for ways to save on this expense, there are three simple options to consider: 1. Do it yourself. Even if you don’t know much about vehicle maintenance, you may...

There are not many things in life more exciting than buying a home. This is particularly true if you are doing so for the first time. Of course, your excitement can soon turn into stress if you are denied a mortgage. If this happens, it may not be possible to move forward with a purchase at the present time. There are things you can do in advance to improve your chance of an approval. Here are...

Are you contemplating the idea of buying a new car? There are many reasons for feeling this way: •    Your current vehicle is no longer reliable.•    Your current vehicle will cost too much to repair.•    Your current vehicle no longer matches your needs. Regardless of why you are considering a new car, you need to decide for or against this at some point. The longer you wait the more frustrated you will become. Below are three...

No matter how you look at it, a budget is extremely important. This keeps you on track, day in and day out, regardless of your income and expenses. While some people prefer the old fashion method of a “pencil and paper” budget, others have come to realize the benefits of creating a spreadsheet. It may take a little bit of time to setup a spreadsheet that suits your situation, but in the end it will bring...

There are still a few months left before the calendar year turns, but now is the time to look toward the future. More specifically, your career related goals for 2016. Are you interested in becoming a self employed professional in the new year? Are you finally ready to take the leap and turn a new page in your career? If so, you are also ready to take on the planning process. If you are interested in...