You are too funny hjm331

If they give me a $1k CLI when my account turns 6 months old, I'll be satisfied.

Rob, none of the Wal-mart stores around my area have a gas station... I use it for groceries and pif asap.

To those who have a card issued by WaMu, how long did it take for them to increase your limit since you opened your account? I am guessing 6 months? I've had my ESPN Visa for about 4 months now and I'm hoping I will receive a CLI in 2 months.

Ive had the WaMu Plat Visa since 12/2007 and have not rcvd a CLI... I did receive a letter in the mail about a week ago stating that my card was being upgraded to a Platinum Protect account... that I will be rcving a new card shortly and the APR for purchases has been reduced to 5.99% till 09/25/2008... Only for like a few months... Maybe after my closing date I might see a CLI but I doubt it. IDK what other perks this upgrade comes with??? Ill just wait till I get the new card.

Rivasglo, it does seem ad if Wal-Mart is skingy with their CLIs. I have had my Sam's card for over 2 years and I have never gotten an auto increase. I started off at $300 with a pre-approved offer. I called last year and they declined me.

I found out about the luv button last month and they gave me $200 so now I have a $500 limit. I will try again the end of Sept.

I only keep the card because DH luvs to show there and in these hard economic times where the price of gas and food has increased, Walmart/sams does offer cheaper prices.

The benefits outweight the negatives AND I have 5 Wal-Marts within a 7-10min radius of me and 3 of them are Super Wal-Marts. I have a Sam's 7mins from my house and the gas is 3-7cents cheaper. Milk, eggs, OJ purchases a week, the savings more than pays for my $35 membership card.

HJM331, I've had my WAMU card from May 2007, CL of $4500. I have not had a credit limit increase but I have been rate jacked. The only 2 good things about this card is the PFico score, the high initial limit and that it's a local bank where I also have my business account so I guess that makes 3 things.

Lowe's

What is your limit and how long have you had it?

We have had our Lowe's from 2000 and I started out with $1500 and then it was increased about 2-3yrs afterwards to $3205. I called in for the first time last year and asked for a CLI and they either said no or that it would be a hard pull.

Last month, I called in again and the lady increased our limit to $6450, basically doubling my credit limit. That was awesome and no hard pull.

We have used our cards for several big purchases and they often give 12mths 0 interest financing. We've gotten fridges, washer/dryer, and now building materials. I've gotten garden stuff, xmas supplies, lighting etc.

As you get older, this card will grow with you. You may not see a need for it now but 2-5yrs down the line you will kick yourself. I say keep it, it will grow with you and if you ever purchase your own home, you will love it.

This is one of the reasons why I don't really miss Best Buy closing the card on us because we just transferred our purchases to Lowe's. Their workers are more knowledgeable on applicances anyway IMO.

Got mine in December 07 and received a CLI in June 08.

Did you call them or was it automatic?

Got mine in December 07 and received a CLI in June 08.

To those who have a card issued by WaMu, how long did it take for them to increase your limit since you opened your account? I am guessing 6 months? I've had my ESPN Visa for about 4 months now and I'm hoping I will receive a CLI in 2 months.

Had mine since Nov 07 and have not gotten a cli yet.

Now you know your a mess

I'm from LA, what do you expect?

KMoney, thanks for backing me up.

To those who have a card issued by WaMu, how long did it take for them to increase your limit since you opened your account? I am guessing 6 months? I've had my ESPN Visa for about 4 months now and I'm hoping I will receive a CLI in 2 months.

That's when I am going to ask them for a CLI.

Got it

I got a measly CLI on my Wal-mart card!!!!!

Ive had my Wal-mart card since 08/2007, approved online for $125

(I didnt know there was a 4 picture limit on each post... I had more smilies but it said there was a limit of 4 pictures, including smilies! Thats sucks for Meya since shes the smiley queen!)

I guess you could always use it for a gas card since they give a 3 cents a gallon discount and shop with other cards. Thats what I use my wm card for.

I'm thinking of closing my Lowe's card. I have no use for it and don't see this card growing with me. It's also offered by GEMB.

Around December

That's when I am going to ask them for a CLI.