As a high school student, there may come a day when you must decide which college to attend. While this is an exciting decision, you may also be worried that you are making the wrong choice.To ensure that you are on the right path, it is important to receive as much outside advice as possible. The final decision rests in your arms, but there is nothing wrong with getting the assistance of others you can trust.Here...
Are you interested in increasing the value of your home? If so, there is a good chance you will be putting the property on the market in the near future. Even if this is not the case, most people realize that making changes on the cheap would be in their best interest.Of course, there is one burning question on your mind: where do I start? While there are many projects you can tackle, here are three...
Before taking the track of self employment, there are many details to review and questions to answer. While you may believe this is the best choice for you, until you take a deeper look at your entire situation you will never know for sure if this is what you should be doing.How will you make an informed and confident decision? If you want to cut out a lot of the guess work, one of the best...
A credit card is a wonderfully convenient way to pay for nearly anything. It can be a handy tool to help you track your spending and manage your budget, and offers more protection than if you paid in cash. A credit card is also the downfall for many consumers who don’t grasp the consequences of their unwise credit habits until it’s too late. To get the most from your credit cards, be sure to use that...
As a credit card holder, you are faced with a variety of decisions on a daily basis. Most importantly, you will be asking yourself this question often: should I use my credit card or pay in cash?While some people use their plastic for everything, others are much more selective. It would be in your best interest to know when you should and should not be using your credit card, ensuring that you don’t make any mistakes...
Has the time come for you to buy a home? Congratulations. This is a fun and exciting process, not to mention the fact that it starts a new chapter in your life.Before you can move forward, however, you need to settle on a bank that can provide you with a mortgage. While some people are able to pay for their home in cash, most rely on a home loan.With so many available lenders, both local and...
If you find yourself considering the pros and cons of bankruptcy, there is a good chance you are on the fence as to whether or not you should move forward. While some people decide to file right away, others hold off as they are unsure of if doing so would be in their best interest.Here are five questions to answer before you make a final decision:1. Which type of bankruptcy would be best for you? As...
Well, friends, the time has come. The curtain is about to close on the literary reality show known as “Nickel and Dime Yourself to Life”--at least, for now. Regular NDYL readers might remember my original plan was to try this little experiment for 6 months. My, time sure flies when you’re--um, I’m not sure “having fun” accurately describes this experience. Still, I can hardly believe over six months have passed since I began chronicling the budgeting...
There is no denying the fact that some college students do not have as much financial sense as their parents would like. That being said, college is a learning experience. Students have to make their own mistakes, as these experiences will help shape a better future.Here are three of the most common ways that college students waste money:1. Buying news books instead of used. Despite the fact that many students are taking advantage of the ability...
Many years ago, buying a car meant visiting a dealership in person, hashing out the details with a salesperson, and hoping to get a good deal. While there is nothing wrong with this strategy in today’s day and age, you don’t want to overlook the benefits of buying online.Most of the buying process can be handled via the internet if you take the appropriate steps and are aware of what you should and should not be...
