Finance Globe

Are you expecting a refund check from the IRS? How about your state or local taxing authority? If you have money coming back to you in the near future, there is no better time than now to devise a strategy on how you will use the funds.While some people blow through the money, purchasing something they really don’t need, others realize that the cash can be put to better use.Here are five of the smartest ways...

Are you in the market for a new home? If you have plans on paying with cash, you don’t have to concern yourself with applying for and securing a mortgage. However, if you need to take out a loan there is a lot that goes into the process.While some people shop for a mortgage on their own, others realize the benefits associated with hiring a broker. Working with an experienced and knowledgeable broker who has your...

Are you considering the benefits of taking out a home equity loan? For many, this is the best way to get the money they need for a home improvement project, to pay an unexpected debt, or some other need.While there are many advantages of using a home equity loan, compared to other options, this can also get you into a lot of trouble if you don’t know what you are doing.Three Common PitfallsBelow are three common...

If the time comes to sell your home, you have two basic options for moving forward:List and sell your property by ownerHire a real estate agentThe primary benefit of selling by owner is that you don’t have to pay a real estate agent for his or her services. In the end, if you are successful, you will save quite a bit of money.While this may sound like a no-brainer, especially for those who want to save...

If you are excited about the thought of becoming a self employed professional, it is essential to put yourself in the best position possible to succeed. In addition to what you already know about the industry you are joining, you can learn a lot by searching the internet. Along with this, there is another idea to consider: find a mentor who can show you the path to success. Taking the dive into the self employment pool...

Even if you are confident that your current car insurance policy offers everything you want and need, there may come a time when you begin to wonder what the rest of the industry has to offer.Before we go any further, remember this: just because you request a car insurance quote does not mean you have to make a change.Here are three things you can learn from one new quote:1. How your premium stacks up. Could you...

As a recent college graduate, your school days are behind you. It is time to enter the real world, which means searching for a job.While some graduates are fortunate enough to walk directly into a position upon graduation, others have to work hard to find a job that suits them.As a recent college grad searching for your first job after receiving your diploma, the following three tips will come in handy:1. Don’t delay in getting started....

When buying a car, it is easy to believe that every dealer is pretty much the same. As you dig around, however, you will find that this is not true. You will find that every dealer brings something unique to the table, either good or bad.Don’t make the mistake of buying a car before you compare a few dealers in your local area. As you begin the comparison process, you will soon find that there are...

Although bankruptcy should be a last resort, this may be something you are considering if you find yourself in a less than ideal financial situation.There are pros and cons of filing for bankruptcy, and it is your responsibility to compare the good and the bad before making a final decision.It is likely that you don’t know much about bankruptcy. For this reason, you should consult with a local attorney as soon as possible. This does not...

When you take out a mortgage to purchase a home, you are expected to make the payment in full every month. For some, this is never a problem. Others, however, run into challenges from time to time. If you find that you are unable to make a mortgage payment, you have two options: Run and hide, hoping that you can make up the money in the futureContact your lender, explain your situation, and work with them...