Finance Globe

Seeing a lower price on an item you recently purchased is frustrating, especially if it’s a significant price drop. All you can think is “If I’d just waited a few more days, I could have gotten it for this price.” Well, you still may be able to, but you’ll need your receipt. Price Adjustment at the Store Many stores offer price adjustments, but only within two weeks of the purchase if the item is currently priced...

Buying a new car can be both stressful and exciting at the same time. On one end of the spectrum, you know you are going to be negotiating with the dealer for the best deal possible (that is the stressful part). On the other side, there is nothing more exciting than driving a shiny new car off the lot.Which steps can you take to minimize stress? By comparing multiple dealers, you will soon find that one...

Are you in the process of searching for a local contractor who can successfully complete a project on your home? From a new kitchen to an outdoor patio, there are many ideas to consider.Even though you may be in a rush to make a decision, it is important that you hire the right person for the job. This will ensure that you are happy with the end result.Along the way, you should also be focusing on...

Making the change from one car insurance provider to another can be a hassle. Not only do you have to compare your many options, but there is a lot of paperwork involved with the switch. However, the long term benefits may be too good to overlook.Why are you making a change? Here are a few of the most common reasons:Hoping to save money on the cost of coverageCurrent provider is no longer offering high quality customer...

“The best laid plans of mice and men oft go astray.” True dat, Robert Burns. True dat. I don’t know anything about Mr. Burns, the poet who penned those wise words, but I suspect he must have had children. If all had gone according to plan I would have finished this half of the “Relapse Recovery” column weeks ago and the holiday shopping tips I was going to share would still have relevance for most of...

Buying a home is one of the biggest decisions you will ever make. While some people re in position to make a “cash deal,” most rely on a mortgage to get into the home of their dreams.Choosing a mortgage lender is not something you should do on a whim. With so many options, it is enticing to seek out the lender with the lowest rate, complete an application, and hope for the best. After all, you...

Are you in the process of comparing local banks, hoping to find the one that is right for you? If so, you know you have many options – this is particularly true if you live in or around a large city.While it is easy to believe that all banks are the same, for the most part, nothing could be further from the truth. Your job is to compare your options, focusing on the pros and cons,...

With 2013 coming to an end, now is the time to review your budget for the new year. Are there any changes you can make to keep more money in your pocket? Rather than focus on the general theme of saving, you should dig deeper to find specific ways to improve your financial situation.Do you get the feeling you are spending too much money every month on cable service? If so, you are in the same...

"Deals" are everywhere you turn during the holiday season. Retailers are just as eager to make a dollar as consumers are to save a dollar. Some offer seemingly extraordinary discounts while others lure you with special financing deals, especially with higher-priced items. “Pay no interest until 2015,” one might read. Another may offer “0% for 18 months.” While you may see more of these offers during peak shopping seasons, like the winter holidays, many retailers offer...

To some, the idea of being self employed is just about as good as it gets. These people are tired of reporting to others and are looking for freedom within their career. While the benefits of self employment run deep, you don’t want to move forward just yet. Instead, it is important to realize what you are getting yourself into before taking the leap.If you are unsure of whether self employment is right for you, answering...