Finance Globe

U.S. financial and economic topics from several finance writers.

Chris Bibey is a freelance writer and internet marketing professional located in Pittsburgh, PA.

Why Continue to Pay so much for Car Insurance?

If you look at your car insurance statement and realize you are spending too much on coverage, it may be time to make a change. Do you really want to overpay, month in and month out?Although you may feel that you are stuck, nothing could be further from the truth. There are changes you can make to lower the cost of car insurance, subsequently saving money on a monthly basis.Here are five steps to consider:1. Contact...
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Don’t let these 3 Credit Card Myths Harm you

There is no denying the benefits associated with carrying at least one credit card. From the ability to make big purchases to the reward points you can collect, this is a financial tool that many people rely on.As long as you are responsible enough to use a credit card in the appropriate manner, you don’t have much to worry about – or do you?There are many credit card myths that have harmed people just like you...
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Choosing a College – Make a Decision with Money in Mind

When choosing a college, there are hundreds of details to consider. However, your financial situation will go a long way in dictating your final decision.The last thing you want to do is make a mistake that will negatively impact your finances now and in the future. This is something you will regret.Here are five money related details that should be on your mind as you attempt to make one of the biggest decisions of your life:1....
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5 Self Employment Myths to Ignore

Before dipping your toes into the “self employment pool” it makes good sense to learn as much as possible about what your life is going to turn into. Just like anything, there are pros and cons of working for yourself. And just like anything, there are many myths circulating that could quickly get you off track.The more research you do the more you will understand what to expect as you make this career change. Below are...
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5 Vacation Planning Mistakes that can cost you Money

With so much to look forward to, planning a vacation can be extremely exciting. From choosing a destination to searching for the best deal, you are going to find yourself making a lot of important decisions along the way.While most people understand the importance of using the internet to save money, some don’t realize they could still make mistakes that cost them dearly.Here are five vacation planning mistakes to avoid:1. Booking too soon or too late....
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5 Questions for your Car Insurance Agent

Just because you are comfortable with your current car insurance agent and policy doesn’t mean you should never ask questions. It is your right to be informed, ensuring that you are getting what you pay for.Here are five questions to ask your current agent:1. Which discounts are being applied to my policy? Once you have the answer to this question, you can move onto something just as important: finding out if you qualify for additional discounts.Tip:...
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Are you Wasting Money on these Five Expenses?

Many people believe that the only way to save more money is to earn more money. While there is nothing wrong with striving to increase your salary, it is important to note that you may be wasting money each month without realizing you are doing so. To pinpoint wasted money, you must complete an in depth review of your budget. From there, it will become clear of whether or not you are spending money that you...
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Five Questions to Ask before Hiring a CPA

Are you in the process of searching for a CPA who can assist with helping you file your tax return? How about somebody who can provide you with the help you need to get your business up and running?Regardless of why you are seeking a local CPA, it is important to compare multiple professionals before making a final choice.It is easy to believe that all CPAs offer the same level of benefits, however, nothing could be...
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Saving for a Down Payment on a Home? Get Moving with these Ideas

There used to be a time when buying a home with little or no money down was possible. While this may still be the case in particular situations, most people realize they need at least five percent down to qualify for a mortgage.Here is the burning question for those who want to buy a home but don’t yet have a large enough down payment: how am I going to save the money I need without wasting...
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CD Investing: Four Benefits to Consider

Are you looking for a safe investment? If so, there is no better time than now to consider a certificate of deposit (CD). With so many benefits, you owe it to yourself to decide if this is something that could work in your favor.Here are four of the most powerful benefits associated with CD investing:1. Safety. Let’s face it: in today’s day and age a growing number of people are shying away from investments that are...
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