A hidden tradeline is an account that doesn't show up on your credit reports. If you're approved, you can use it to your advantage do a BT onto the new card and creditors won't able to see it since it doesn't show up on your credit reports.

I think that's one of the cards that's a hidden tradeline. I applied for my UMB Linux Foundation Visa through that site and it was indeed a hidden TL. And no, they are still accepting new applications.

What is a hidden tradeline? It sounds scary, did I make a mistake applying to this card?

So if they are all blocking CLI, I guess they are also not opening new accounts, are they?

Yes, they are. They are also honoring the Credit Steps program also but they have stopped granting CLI's every six months following the Credit Steps CLI's.

I think that's one of the cards that's a hidden tradeline. I applied for my UMB Linux Foundation Visa through that site and it was indeed a hidden TL. And no, they are still accepting new applications.

In the beginning of the week I applied for this card: https://www.partnersfirstcc.com/landing.aspx?code=GMF&cid=99&jid=4185548&ch=BAN&CD90=56166543 .
Do you know if PartnersFirst is blocking new applications?
What do you think of this card and of PartnersFirst?

So if they are all blocking CLI, I guess they are also not opening new accounts, are they?

Listen to the man, Dobb. Right now we should all be sitting high and tight until at least this time next year. A lot of banks are taking any opportunity to close down an account.

Well I guess I should not have done that. Oh well... Too bad for them, they just won't make more money with my transactions. My bank can be happy since I will keep making transactions with their debit card.

Who's the creditor? It's better to be safe than sorry so I wouldn't ask for one to begin with.

Listen to the man, Dobb. Right now we should all be sitting high and tight until at least this time next year. A lot of banks are taking any opportunity to close down an account.

Before asking for a CLI, do you pay off your credit card in full?
Mine was close to the limit when I asked and got refused, but as usual, I will pay it off completely at the end of the month.

Who's the creditor? It's better to be safe than sorry so I wouldn't ask for one to begin with.

Arg...
I just tried asking for a Capital Limit Increase on my Cap1 card, but they refused. It is my only card I had it for 1 year and 3 months, and I always paid my balance in full on time every month... I originally had a $300 that they automatically raised to $500 after 3 months.

Cap1 has stopped giving CLI's to everyone due to the recession.

Before asking for a CLI, do you pay off your credit card in full?
Mine was close to the limit when I asked and got refused, but as usual, I will pay it off completely at the end of the month.

Arg...
I just tried asking for a Capital Limit Increase on my Cap1 card, but they refused. It is my only card I had it for 1 year and 3 months, and I always paid my balance in full on time every month... I originally had a $300 that they automatically raised to $500 after 3 months.

2nd Captiol one card got my first credit steps increase yesterday...was $500 cL now $1000 . I'll take it! My first Cap One hit it's annual, forgot call so they could waive my $39 annual fee. Oh well...

You go YoYo:white-flag:

2nd Captiol one card got my first credit steps increase yesterday...was $500 cL now $1000 . I'll take it! My first Cap One hit it's annual, forgot call so they could waive my $39 annual fee. Oh well...

I know that's right. Congrats!!

2nd Captiol one card got my first credit steps increase yesterday...was $500 cL now $1000 . I'll take it! My first Cap One hit it's annual, forgot call so they could waive my $39 annual fee. Oh well...

Congratulations YoYo!!!!!!!!!!!!!!!!!!!!