As a small business owner, even a one-man show, you know there are many expenses that come up over the course of a month. While there is nothing wrong with “spending money to make money,” you don’t want to throw cash out the window. Instead, you should keep a close watch on every dollar you spend.Regardless of your company size or industry, there is nothing more important than communicating with prospects and clients. If you don’t...
Many people believe there is only one way to save on the cost of a new car: compare dealers until you find the cheapest deal. While this is a great place to start, there are other ways to keep money in your pocket without compromising on the vehicle you purchase: 1. Cut back on the options. Do you really need leather seats? Is it essential that the vehicle has a sunroof and navigation system? When you...
Regardless of your financial situation, if you are like most people you share one common goal: to save as much money as possible. While some are able to do so with success, feeling comfortable with their progress, others continue to come up short. Here are several reasons why you may not be saving as much money as you would like: 1. Spending more than you should. Think about it this way: every dollar you spend on...
As you compare many colleges and universities, hoping to find the right one, there will be questions on your mind. Like most, you may be focused largely on the cost of the school.Fortunately, every school has a team of financial aid professionals who are more than willing to provide you with answers to all your questions. Along with this, they can give you the information you need to make an informed and confident decision.Here are three...
Most college students in today’s day and age turn to loans to finance their education. This may not be something they want to do, but instead something they have to do.While there is nothing wrong with making the minimum payment on your student loan (s), there are steps you can take to speed up the pay off process. Here are three ideas to consider:1. Round up. For example, if your total payment is $160, send $200...
Everybody enjoys eating out from time to time. However, most of these people realize that it comes at a cost.With the right approach, you can eat out without breaking the bank. Here are three of the best ways to save:1. Choose restaurants where you don’t have to leave a tip. For example, Chipotle and Panera are two of the most popular restaurants in the country. Along with high quality, tasty food, you order at a counter...
When searching for a credit card, you are likely to get so caught up in the interest rate and reward program that you overlook other details that are every bit as important.As you compare credit card offers, pay close attention to the fees. If you overlook this important detail, you may find yourself paying more in fees than you ever imagined possible.Here are two common credit card fees that are best left to the next person:Application...
There are many benefits of buying a used car, but most people agree that one is head and shoulders above the rest: the ability to save money.Even though the cost of a used car will be less than a comparable new car, it is important to realize that you don’t have to pay the sticker price. There are steps you can take to get an even better deal:1. Have a fair number in mind. You don’t...
It does not matter if you are buying a new or used vehicle, you have two options when it comes to finalizing the transaction. Make the purchase in full with cash, or opt for a car loan that you can payoff over the course of time.While some are able to make a cash purchase, most find themselves comparing car loans in an attempt to get the best possible deal.You can do a lot of work on...
Most people say they want to retire by a particular age, such as 62, and automatically assume that this is good enough. However, many realize after some time that they are not on track to do so.One of the best ways to protect yourself, ensuring that you retire at your target age, is to set goals.No two people are in the exact same position. For this reason, no two people are going to share identical retirement...
