There are people who want nothing to do with a mortgage broker. Instead of relying on professional help, they search far and wide on their own to secure the best loan. There is nothing wrong with this approach, but it would be in your best interest to consider both options.Here are three ways a mortgage broker can help:1. Do all the legwork for you. Do you have the time to contact multiple lenders? Do you know...
There may come a time in your life when you realize you need to earn more money. Even if you enjoy your current job, making a change could be in the cards if you want to improve your financial situation.Here is the question you need to answer: is your budget suffering as a direct result of your employment? You need to earn more money than you spend. If you don’t, you will find yourself drowning in...
Are you the type of person who is “dangerous” with a credit card? In other words, you have no restraint. If your plastic is in hand you won’t be able to stop until you make at least a few purchases. There is nothing wrong with carrying a credit card. In fact, this is a good idea for many reasons, including the fact that it could come in handy in the event of an emergency. On the...
Now that winter is almost in the past, it is time to start thinking about the spring and summer seasons. For many, this means one thing: vacation. If you have yet to plan your summer trip, there is no better time than now to do so. The longer you put this off the more difficulties you will run into as you search for affordable accommodations and transportation. Here are three financially driven reasons to plan your...
There is nothing better than these words: you are getting a promotion. Not only does this mean more responsibility, which is something many workers crave, but it could mean more money as well. Talk about the best of both worlds.Sometimes a promotion comes when you least expect it. Other times, however, you have to ask for this. It may not be the easiest thing to do, but it could be the one step that pushes you...
When tax season rolls around, it is time to start thinking about your final return. It doesn’t matter if you are filing your own return or hiring a tax professional to do the work for you, there are mistakes you want to avoid at all costs. Here are three tax filing mistakes that many others have made in the past: 1. Searching for a tax professional who guarantees the largest refund. This is flawed thinking for...
In a perfect world, you would never run into issues related to your budget. Unfortunately, this is not the way things work out. You will be presented with many budgeting challenges on a regular basis. Some of these are enough to turn your finances upside down. Others are much easier to approach. Here are three budgeting challenges that are easy to overcome: 1. A lack of organization. Like many, this may be a problem that has...
Do you have dreams of working as a self-employed professional? Are you ready to take the leap and prove to yourself that you have what it takes? As excited as you may be, you will be faced with challenges along the way. Even when you do your best to avoid mistakes, you never know when something will sneak up on you. Here are three mistakes that can kill your chance of self-employment success: 1. Taking “too...
When you head to the office, you know one thing to be true: you are going to make some money. But is there a chance you are wasting money along the way as well?Believe it or not, some people spend hundreds of dollars per month at their place of employment. Worse yet, they don’t truly realize what is going on or just how much money is flying out of their pocket.Here are three ways you may...
With tax season in full swing, there is a good chance you have already contacted your CPA about filing your final return. If you haven’t, you will (or should) be doing so in the near future.Here are several of the best questions to ask your CPA during tax season:What has changed from last year to this year in terms of tax laws and regulations?Are there any new deductions or credits I qualify for this year?What can...
