Finance Globe

U.S. financial and economic topics from several finance writers.

Don’t make these 3 Tax Filing Mistakes

Don’t make these 3 Tax Filing Mistakes
When tax season rolls around, it is time to start thinking about your final return. It doesn’t matter if you are filing your own return or hiring a tax professional to do the work for you, there are mistakes you want to avoid at all costs. Here are three tax filing mistakes that many others have made in the past: 1. Searching for a tax professional who guarantees the largest refund. This is flawed thinking for...
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Budgeting Challenges that are Easy to Overcome

Budgeting Challenges that are Easy to Overcome
In a perfect world, you would never run into issues related to your budget. Unfortunately, this is not the way things work out. You will be presented with many budgeting challenges on a regular basis. Some of these are enough to turn your finances upside down. Others are much easier to approach. Here are three budgeting challenges that are easy to overcome: 1. A lack of organization. Like many, this may be a problem that has...
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Mistakes that Kill your Chance of Self-Employment Success

Mistakes that Kill your Chance of Self-Employment Success
Do you have dreams of working as a self-employed professional? Are you ready to take the leap and prove to yourself that you have what it takes? As excited as you may be, you will be faced with challenges along the way. Even when you do your best to avoid mistakes, you never know when something will sneak up on you. Here are three mistakes that can kill your chance of self-employment success: 1. Taking “too...
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Here are 3 Ways you are Wasting Money at the Office

When you head to the office, you know one thing to be true: you are going to make some money. But is there a chance you are wasting money along the way as well?Believe it or not, some people spend hundreds of dollars per month at their place of employment. Worse yet, they don’t truly realize what is going on or just how much money is flying out of their pocket.Here are three ways you may...
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Ask your CPA these Questions During Tax Season

With tax season in full swing, there is a good chance you have already contacted your CPA about filing your final return. If you haven’t, you will (or should) be doing so in the near future.Here are several of the best questions to ask your CPA during tax season:What has changed from last year to this year in terms of tax laws and regulations?Are there any new deductions or credits I qualify for this year?What can...
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5 Top Reasons to File a Tax Extension

With the April 15 tax filing deadline bearing down on you, there is no better time than now to get organized. If you don’t, you could find yourself up against the deadline, rushing around and hoping for the best.If worst comes to worst, you can always file a tax extension with the IRS. This will give you more time to file your federal return, which may be just what you need.Here are five of the top...
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How to Save Money at a Dealer’s Service Department

In a perfect world, your car would never need service. Of course, you know this is never going to be the case. Even if your vehicle only requires basic maintenance, there is a good chance you will seek outside assistance.Some people do their own work. Others have an independent mechanic they can visit when something goes wrong or routine maintenance is required. And then there are those who visit a local dealer’s service department when the...
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How to Spend Less when Setting Up a Home Office

Working from home may sound like a dream come true, but before you take a seat and get to work there are a few things you need to consider. First and foremost, you need to answer this question: how much money will it take to setup your home office?Some companies pay for employees to setup a home office. This includes all the equipment they need, from a desk to a computer and much more. Others, however,...
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Home Equity Line of Credit: The Benefits

You may not have a lot of money in the bank, but there is a good chance you have quite a bit (or at least a little) of equity in your home. This is the difference between the amount you owe your mortgage lender and the actual value of your property.With a home equity line of credit, you can borrow money against your home’s equity for everything from paying off debt to fixing up your property.Here...
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Don’t Say these Things when Asking for a Raise

Now that 2014 is well in the past, you may begin to look towards the future. From a career perspective, this could mean asking for a raise in the new year.While there is nothing wrong with discussing this with your supervisor, there are things you should and should not do along the way.Here are three things you should never say when asking for a raise:1. I can’t remember the last time I received a raise. This...
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