Finance Globe

When you receive your car insurance statement in the mail, your feelings can go one of two ways. Maybe you will be excited that your premium remained the same or decreased. Or maybe you will feel disappointment when you realize that you are being asked to pay more this statement period. There are times when you realize that your premium will increase. For example, maybe you were involved in an at-fault accident or received some type...

One of the primary benefits of self employment is financial freedom. You are no longer held down by an employer, meaning that you and you alone are responsible for reaching your full earning potential. Many people shy away from self employment due to the costs associated with this decision. This isn’t something that should hold you back. This isn’t something you should be scared about. Instead, you should formulate a plan for spending less money while...

Do you have a mortgage? Are you interested in a possible refinance? If so, you won’t have to look far to find a few lenders that are willing to help you out. Before you decide for or against a mortgage refinance, it is important to answer several key questions. The answers you collect will help you decide which steps to take next. Below are five mortgage refinance questions you need to answer right now: Will you...

  Scammers are continually coming up with new ways to trick consumers out of money. Fake debt collections is a scheme you could easily fall for, if you're not careful. Before you pay a collection you think you owe, use these three tips to be sure the collector isn't a fake. They can’t tell you who the debt is from. All collection accounts have an origin, a company that you used to do business with. If...

Have you heard about the benefits of a gas credit card? Are you ready to learn more about this type of offer? If you answer yes to these questions, it may not be long before you are applying for one of these and using it regularly. But before you do anything, remember this: there are hundreds of gas credit card offers to choose from. For this reason, you need to be patient as you search for...

Are you taking a spring road trip? Maybe you are a college student heading for the beach. Or maybe you are taking your family on a long trip during this time of the year. Regardless of your age, destination, or reason for going, it’s important to understand the many ways you can save money. By making a few adjustments to your approach, you can keep more money in your pocket. Subsequently, the funds can be used...

Are you faced with a large amount of credit card debt? Are you worried that you will never be able to pay it off? While most people continue to pay on their debt, one month at a time, you don’t have to get stuck in this rut. It may be in your best interest to negotiate with the credit card company. Here are a few negotiation tactics to consider: 1. Lump sum settlement. Do you have...

Buying a home is a big decision, as this will change your life in a number of ways. This is particularly true if you are going through the process for the first time, as you may not know what to expect along the way. To improve the likelihood of making a confident decision, here are five tips to follow: 1. Think about the future. Even if you have every intention of remaining in the home for...

There are many types of insurance you can purchase, with a long term care policy often at the top of the list. This may not be something you think about in your younger days, but as the years go by it could be a purchase you are willing to make. Before doing so, there are several points to consider. These include: •    Your age and health. Are you looking to save money on the cost of...

Unless you have an unlimited supply of money (don’t we all wish), buying a car is a big financial decision. To protect against a costly mistake, it’s essential to answer a few key questions before signing on the dotted line. Here are a few to address: 1. Will you finance the purchase or pay in cash? There are benefits of both, so make sure you list out the pros and cons. If you don’t have the...