Finance Globe

Do you find yourself searching for and learning more about a variety of credit card offers? Before you do anything, such as making a final decision, there are a few key details to address. By answering these questions, you have a better chance of finding and applying for the credit card that best suits your situation: •    What type of credit card is best for you? •    Is your credit good enough to qualify for most...

Buying a home is a big investment, as you are required to pay a variety of bills. In addition to your mortgage and utilities, home maintenance comes into play from time to time. Some homeowners shy away from this, hoping that a problem goes away without their attention (this never happens). Others, however, realize this to be true: regular home maintenance can actually save them money. Here is an example. You realize that a few shingles...

At some point, you may realize that taking on a DIY project is not going to work. When this happens, it’s time to call in a professional. It’s time to consult with a contractor. The primary benefit of a DIY job is that you don’t have to pay for the services of a professional. As you know, this can save you thousands of dollars. While there is no denying the fact that a contractor will set...

Upon creating a budget, things can go one of two ways: •    You will do whatever it takes to stick with the budget.•    You will soon go back to your old way of doing things. Here is a tip: if you are taking the time to create a budget, you might as well give it a chance to succeed. If you have concerns about staying on track, here are three steps you can take: 1. Be...

With the cost of college on the rise, some students eventually find themselves in a challenging financial situation. While they want to continue with their education, they simply don’t have the money to do so. They have exercised all their options, such as student loans and other forms of aid, but it still isn’t enough. Most people advise against taking time off from college to save money. The fear is that you will not return. This...

It’s rare these days to start and finish your career within the same company. You'll probably change jobs at least once, possibly more. Anytime you're considering a new position, you should also consider the costs of switching jobs. You might lose your 401(k) match and stock options if you leave before you’re fully vested, or allowed to keep these benefits. Leaving the company before your five-year anniversary means losing these perks. You will, however, get to keep any...

  You probably encounter upselling with almost every purchase you make. You know, when a salesperson or waiter tries to get you to upgrade your purchase or buy something extra on top of what you're already buying. It's an effective sales tactic because you’re already in a mindset to make a purchase. The salesperson just has to convince you to spend a little more. If you want to avoid upsells and save money, here are a few...

Are you in the process of searching for your first home? If so, you are dealing with many feelings. On one side of things, this is the most exciting time of your life. Conversely, you are sure to have some fears in regards to paying a mortgage. A mortgage payment is a big change for some people, especially those who have lived rent-free in the past. While it may be scary to take on this payment,...

Spending money is a part of life. No matter how much you save, you will always find yourself parting with money from time to time. The problem comes into play when you begin to recognize harmful spending patterns. If you don’t immediately address this issue, it could drag you down over time. While some people identify these patterns right away, others are blind to them. For this reason, they struggle to stay on a positive financial...

When you’re on vacation, you want to relax, not worry about money. But, you don't want life after vacation to be miserable because you couldn’t practice just a little self-discipline away from home. Sticking to a budget while you’re on vacation can be tough, but here are some ways to make it easier. Know how much spending money you have. Check your budget before you leave so you know how much you’re able to comfortably spend. Break the...