Finance Globe

“Side hustles” are all the rage now and many people are starting them to make extra cash. This is in addition to their full-time jobs, and while there is plenty of opportunity out there for people to start one, many are not because they feel it is too difficult to start one. Below are some tips and tricks to help make sure you can get your side hustle off the ground. I can promise you, if...

This shocked me, but I read an article that stated there are over than 44 million borrowers who owe more than $1.4 trillion in student loan debt! That amounts to over $31,800 per person, which is a lot of money! While you may not be able to pay off the entire amount quickly, the ball is in your court and there are several ways to ease your current debt burden. Below are some great tips and...

As many of you are likely already aware, many individuals and companies are investing into exchange-traded funds or what are commonly called ETFs. This have almost become the new normal to investing, but I propose the question of if people actually know what exchange traded funds are. Below is a high level summary and feel free to post any follow up questions. Exchange traded funds or ETFs are not all that different from regular mutual funds,...

Over the last few months, I have written a few articles on various topics of cryptocurrency. Given the increased demand around cryptocurrency, I wanted to continue these brief articles and wanted to discuss what Ethereum is. Below is a high-level summary of what Ethereum is. Please feel free to post any follow up questions in the comment section below. Ethereum is an open software platform based on blockchain technology that enables developers to build and deploy...

Many people know what social security is, but there are people today who still aren’t sure exactly what social security does for people. There are also many people who don’t know the details of the program either. Below is a high-level summary of the program. Social security is a pay-as-you-go program, meaning today’s workforce pays social security taxes into the program and money flows back out as monthly income to beneficiaries. About 169 million Americans pay...

If you are planning to open a retirement account, one of the first things you need to figure out is if you want to open a traditional IRA or a Roth IRA. Both are great retirement offerings, but there are a few differences to research prior to opening one. There is also some overlap in that both defer taxes while the money is in the retirement account, and both have contribution limits to them. 2018 is...

This site is very informative and helpful for people who want to learn more about personal finances. I have learned a great deal from this website as I am sure others have as well. If you want to get involved in your community to help others with their personal finances, below are several ways for you to do that. Please feel free to post any additional that I may have missed. Junior Achievement: Junior Achievement is...

Many people who have not started investing say their reason for not starting is because they do not have a lot of money saved. However there are several ways to start investing even if you have less than $1,000. Below are some ways to get you started and please post if you have any other recommendations on ways to start investing as well. Online brokerage account: Many brokerage accounts, such as Fidelity, Charles Schwab, E-Trade, etc....

Over the last few months, I have written a few articles on various topics of cryptocurrency. Given the increased demand around cryptocurrency, I wanted to continue these brief articles and wanted to discuss what cryptocurrency exchanges are. Below is a high-level summary of what cryptocurrency exchanges is. Please feel free to post any follow up questions in the comment section below. A cryptocurrency exchange is a platform where you can exchange one cryptocurrency for another cryptocurrency...

Last month, I wrote an article on what Cryptocurrency is. Given the increased demand around Cryptocurrency, I wanted to write a brief overview of the technology behind Cryptocurrency, which is blockchain. Below is a high-level summary of what Blockchain is. Please feel free to post any follow up questions in the comment section below. As previously discussed in the Cryptocurrency article, in the language of cryptocurrency, a block is a record of new transactions (that could...