Finance Globe

There is no denying the many benefits associated with applying for and using a credit card. For example, you may earn reward points that can be used for everything from travel to gift cards (and much more). Along with this, a credit card affords you the opportunity to make big purchases, all without having to spend your cash. Conversely, there are some potential downfalls associated with credit card use. Most notably, you can find yourself in...

Imagine this: you are all set to purchase a new vehicle. All you have to do is visit your local dealer, negotiate a deal, and drive off the lot. As simple as this sounds, it can be extremely challenging if you are not prepared for everything that could come your way. There are questions you need to answer before visiting a car dealer. These include: 1. How much do you want to spend? If nothing else,...

Are you seeking new ways to add big value to your home? Are you hoping to do so on a budget? If you answered yes to these questions, here are a few ideas to consider: 1. Paint, paint, and paint some more. Freshen up every room of your home that needs it. While painting is not always the most enjoyable project, it can quickly add value to your home. Best yet, you can do it on...

Imagine this scenario: you are searching for the right credit card, hoping to locate an offer you can get excited about. And then it happens. You come across a card that appears to be perfect for you and your financial situation. You have one of two options at this point: Sign up for the credit card, hoping your first instinct was right.Dig into the finer details to ensure that you are making a good decision. Rather...

Just because you have bad credit doesn’t mean your life comes to an end. It also doesn’t mean you can never use a credit card again. There is a big difference between obtaining a credit card and using a credit card in the appropriate manner. Simply receiving an approval will do nothing for your credit. However, if you make on-time payments and act responsibly, you can use a bad credit credit card to rebuild your credit....

Even with health insurance, it is possible you could one day face a large medical bill. Despite your frustration, it means nothing to the facility or provider that wants paid. While there is no guarantee of success, it is possible to negotiate a medical bill. Here are several tips that can guide you: 1. Don’t wait around. It may take a day or so to digest the finer details of your bill, but you don’t want...

As a homeowner, you need to purchase home insurance. As a renter, your approach is a bit different. In this case, you should consider the benefits of renters insurance. You may not be required to purchase renters insurance, but there are more reasons to opt for this than to opt against it. Here are the benefits to keep in mind: 1. Protection from theft. It doesn’t matter if you live in the safest city in the...

With almost 100,000 dentists working in the United States alone, it is easy to see that this career path remains popular. However, there is one major roadblock that stands in the way of many students: the cost of dental school. According to the American Student Dental Association, the average dental student graduates with more than $241,000 in debt. Furthermore, 75 percent will have more than $100,000 in debt upon graduating. If the above numbers don’t open...

Some people dream of leaving their corporate job and working as a self employed professional. Others have put this dream on hold for one reason or another. And of course, there are those who have turned this into reality. There are many reasons why you may be ready for self employment. Here are three that could give you a push in the right direction: 1. You have a comprehensive business plan. If you don’t have this...

Are you the type who saves in advance for vacation? You set a goal, based on the destination you hope to visit, realizing that you can reach this number with the right strategy. In today’s day and age, traveling is more expensive than ever before. The cost of airfare and lodging are on the rise, and that is just the start of the many expenses you will face. Below are three ways to stretch your vacation...