Finance Globe

Over the last few months, I have written a few articles on various topics of cryptocurrency. Given the increased demand around cryptocurrency, I wanted to continue these brief articles and wanted to discuss what cryptocurrency exchanges are. Below is a high-level summary of what cryptocurrency exchanges is. Please feel free to post any follow up questions in the comment section below. A cryptocurrency exchange is a platform where you can exchange one cryptocurrency for another cryptocurrency...

Last month, I wrote an article on what Cryptocurrency is. Given the increased demand around Cryptocurrency, I wanted to write a brief overview of the technology behind Cryptocurrency, which is blockchain. Below is a high-level summary of what Blockchain is. Please feel free to post any follow up questions in the comment section below. As previously discussed in the Cryptocurrency article, in the language of cryptocurrency, a block is a record of new transactions (that could...

The landscape of healthcare and healthcare costs are dramatically changing. Many companies are now offering high coverage plans and many are pushing high deductible plans to its employees to help keep costs down and put the “cost ownership” in the individual’s hands. Therefore, Health Savings Accounts or HSA, are becoming very popular. However, many people do not know exactly what they are and what kind of benefits come with Health Savings Accounts. Below is a high-level...

No matter where you turn to on the internet, you see articles and articles on Cryptocurrency. Even friends and family are likely pushing you to “invest” in cryptocurrency. However, given the incredibly fast rise of cryptocurrency, do many people even know what cryptocurrency really is? I decided to try to summarize what cryptocurrency is and offer you some additional high level details. What is Cryptocurrency? A cryptocurrency is a digital / virtual currency designed to work...

Do you have an emergency account? Have you come to realize that you need to start one as soon as possible? Are you concerned about finding enough money to fund the account? There’s no better feeling than having a fully funded emergency account. With this in place, you know exactly where you’ll turn if you need cash in a hurry. Unfortunately, some people find it challenging to find enough leftover money every month to fund their...

Paying off your loans is very important for a young individual. But saving for retirement is also very important. 401ks are a very important part of your retirement. Retirement savings is critical for every person and are critical for young investors. Delaying your retirement options, especially investing in your 401K can be detrimental to your life savings. The earlier you start, the better off you are likely to be. Below are a few advantages to investing...

It is a great feeling to get married! When you say I do, you are very much in love, and aren't necessarily thinking about money or finances. But when you get married, you aren't just tying the emotional knot, but a financial knot as well. That financial knot will have to keep you strong throughout your lives so you can have prosperous lives. It is important to set money expectations from the start and to always...

More than a few of the world’s richest people earned their fortunes by investing in the stock market. Many people never dip their toes into the stock market because they think they need a lot of money to get started. Not true. You can start investing with just a small amount of money. Even a hundred bucks can get you in the door and potentially get you some nice returns. Check your budget to determine how much...

Do you have an emergency fund? Are you in the process of building your account as to gain more financial comfort? Are you starting at zero? When it comes to your emergency fund, you may never feel comfortable. You may always feel like you need more money. Even so, having something saved in an emergency account is better than nothing at all. If you’re unsure of what you should be doing in regards to your emergency...

It’s one thing to come to the conclusion that you need to invest your money with the idea of growth in mind. It’s another thing entirely to choose the right investments and make sound decisions as the days (and years) go by. With so many types of investments to consider, it’s never easy to make sense of what you should and should not be doing. Even if you decide on one type of investment, such as...