3 Questions to Ask your Car Insurance Agent Today

There is no better feeling than having a good relationship with your car insurance agent. You know you can ask this person whatever is on your mind, and that you will get an accurate answer without delay.

Regardless of what type of relationship you have with your agent, you deserve to receive high quality coverage at an affordable price. Even if you feel comfortable with your current policy, there may be room to do better.

Here are three questions to ask your agent today (or as soon as you get the chance):

1. Do I qualify for additional discounts? If you are not asking this question at least once per year, you could be leaving a lot of money on the table. You want your agent to know that you are looking to take advantage of as many discounts as possible. The more the better.

2. Is there any way to adjust my coverage as a means of saving money? You may be surprised at the answers you receive here. From increasing your deductible to cutting back in other areas, there are likely to be changes that could keep money in your pocket.

Tip: you only want to make a change to save money if it is not going to put you in a bad position should you need to make a claim. For example, increasing your deductible sounds like a good idea but this means you will pay more out of pocket in the event of an accident.

3. Do you offer any other products that may be of interest to me? You may find that your car insurance agent also sells home, life, and other types of policies. Adding another policy will help you save across the board, while also making it easier to manage your finances.

These are just three of the many questions you should consider asking your car insurance agent as soon as possible. You may be surprised at the answers you receive.