Niether have I. I was enouraged by a rep to apply for the rewards card because that is what I really want. It sounded tempting but I can not do another inq nor new account at this given time. I am all about closing accounts, paying off accunts, and increasing my cli's and that is it.

My C1 account is still dandy. I've been calling the backdoor number, and their cs is incredible, as opposed to the regular number where you get the outsourced reps. After reading about the promotion where you call and say "I want to make Cap1 the #1 card in my wallet..." I did that. Unfortunately, since I've already had a cli in January and my af waived I was not eligible for anything. I did read in another forum that a rep actually told someone that if he wanted to get a cli to apply for (and get approved) for another card. And then they would combine the two. I know people do that all the time, I just had never heard of a rep suggesting it.

Just wondering if anyone had any problems with Cap1 lately. I am ok and I hope eveyrone in here is also. I was just pulling back up old postings for the newbies and see if they have any input to add for us.

This was a serious issue for us a few months ago, but we over came that when we saw that it did not affect members here. Let me know if eveyone's cap1 account is still all good. Thanks!

He gives good info MaryM!

Thanks for the info hjm331

They report as soon as your statement cuts. My statement was cut on March 15 and my info for March showed up on March 17.

Does anyone know when cap1 reports to the CB's ???

why do they give only TU score then?

My friend has the wamu visa also and he said they gives him FICO's for all CBs.

Well your friend must be the only one in the world then. Everyone else just gets the Transunion score. Just ask anyone on here who has WAMU Mastercard or Visa

My friend has the wamu visa also and he said they gives him FICO's for all CBs.

Wamu gives you your TRANSUNION fico score every month as it is at TU on the first day of the month. Only TU though, not the others. Then there is a 20 day time lag until it appears on your online account.

I am glad that you pay Wamu in full each month. From what I hear from co workers you wouldnt want to carry a balance. If you do, they hit you for rate increases. Maybe that will all change when Chase takes over Wamu.

I wish I got that card. I would save money on buying my FICO score. lol

Clifton, that card gives you your fico score and credit report every month along with your statement right?

Yes it does. But I have to be very careful using this card and I will treat it like an AMEX Green--PIF every month when I do use it.

Clifton, that card gives you your fico score and credit report every month along with your statement right?

WAMU is being sold to chase, well they are merging. Capital one is NOT going to merge with anyone right now, Capital One just raised a ton of capital, however, they did lose 2 BILLION recently according to the above link

I wonder how this is going to affect my WAMU Platinum Visa Card??? Seriously.