I feel that Amex has found itself up the corporate tributary with no means of conveyance.

They have burned too many people to keep their name.

I think they need to do something about American Express because the whole point of the bail-outs were to encourage lenders to extend credit to more customers and American Express is doing the exact opposite of that. They are discouraging customers from using their cards and that's not how the economy is going to improve over time.

Re:
https://www.financeglobe.com/Finance/Articles/articles/251/0/Obama-Overhaul-Nation039s-Regulatory-System/Page0.html