If it has a name and an address or more, we have to shred it, or we get fired. PERIOD.

I have never had somebody give my app back. But then again, I don't apply for cards in the store anyway.

You made a good point Meya. I have always trusted they would destroy or safeguard the information, but I'm going to start asking what they do with my app when they're done with it. The Disposal Rule technically doesn't apply to apps, so it's probably good to ask.

Well wait a minute, what do they do with the ones that happens to be approved by them? Throwing personal ID in the dumpster, that is hilarious. Now it makes me wonder about the apps that we apply for manually in dept stores. Some give them back to you and some don't.

Re:
https://www.financeglobe.com/Finance/Articles/articles/224/1/Mortgage-Broker-Throws-Consumer-Credit-Reports-in-Dumpster/Page1.html