I too have heard very few things about them. They are probably trying to get more banks to use their reporting system for creditors. I guess we will have to be on the lookout for the newbie on the block.

I've heard about them but they are not considered as a major bureau such as EX, TU, and EQ.

I have seen a lot of info floating around the net about the fourth bureau. I know I have never had an application declined and have had Innovis on the rejection letter.

I've heard about them but they are not considered as a major bureau such as EX, TU, and EQ.

I was doing some research online and I found an ad for a credit card offer that said that that particular card reported to all 4 credit bureaus. So I did a little bit of poking around and found out what the "fourth" bureau is.

From the sources I have found, the bureau is called Innovis. There website can be found at https://www.innovis.com .

Details about this company are scant. The company will not allow you to order your credit report online. I called the numbers listed on the site and went through an automated system. The system would only let me order a free report if I was a victim of fraud or if I was unemployed and receiving unemployment benefits.

Here are a few sources.

http://www.thriftyfun.com/tf895764.tip.html
http://www.bankrate.com/brm/news/mortgages/20021114a.asp