FYI ...........BOA is offering a BANKAMERICARD CASH REWARDS VISA SIGNATURE CARD. Already have a BANKAMERICARD VISA SIGNATURE CARD and called them to see if this new card is a better deal than the original. Its not. For every $100 spent you get 1 point vs 1.5 points for every dollar spent with the original. It does have 1% cash back but that will depend on your spending habit with the card to make the 1% worthwhile. If you have the original, keep it, if your going to apply, apply for the original vs the new offer even cs said you will come out ahead.........