They are currently sending letters to WaMu customers letters notifying them that their WaMu accounts are going to be converted into a Chase product. I haven't received one yet so I don't know if Chase is going to convert my ESPN Visa into a Chase card.

Does anyone know if Chase will allow you to change from a WaMu Platinum Visa to another product? I wish I had the Chase Freedom. It seems like a nice card to have. Maybe its tooo soon to speculate, but maybe someone from WaMu or Chase reads this and can comment.

I know some people at work who have the WAMU cards. Wamu charges 15% interest until you run your balance over 50% then ZING they double your rate to 30% in the hopes you cant pay it off. I wonder if they will break your legs if you are a day late on your payment. They make the Mafia seem tame.

Try to get main line credit cards from non S & L's

This is exactly what WaMu did to me a few billing cycles ago. I just PdIF and now it has a zero balance! It will keep a zero balance until Chase picks them up. Then maybe I can renegotiate the rates and perks.

Ewwww with scores like that, I don't think so. What really matter is whats included on your credit report. How many(if any):

1. Charge off's
2. Lates
3. Over limit
4. Bk's
5. Inq's
6. Trade lines + history

All of this matters when it comes down to a personal loan. By the economy being stricken, it is hard to answer this question right about now.

I don't personally know of any banks. Perhaps other members may know of something. If you are strapped for cash, you could take out a payday loan. But, I dont personally recommend it.

I am looking for an easy approval personal loan. My credit ranges from 500-550 score. Are there any banks that will approve an unsecured loan?

I think that Chase and Discover only weathered the storm rather well is because they didn't get into the subprime arena.

That is the thing. Credit is a privelage and something that should be earned. For the past decade anybody could get easy credit and that is one of the reasons we are in this mess.

I think that Chase and Discover only weathered the storm rather well is because they didn't get into the subprime arena.

I already have 2 Chase Cards and I hope that my WaMu Card being transferred doesn't affect them at all. If anything I hope my APR goes down, its currently at 18.99% w/ a CL of $1500, ive had the card for a year 12/2008. Also I wonder, if im going to b able to see all 3 cards plus checking in one place rather than having a single sign on just for the WaMu. We shall wait and see I guess. I will prolly pay off and have the CL transferred to one of my other Chase cards.

OH yea and the Free PFICO seems to be going away

Thanks for adding the info, every little piece helps out a lot!

To add to that they took away free credit score! I am crushed, but here is what it says to do by march 1st,

By March 1]

• Save or print your WaMu credit card transaction history. Chase Online will display 3 months of transactions. If you want to make sure you can access up to your last 18 months of WaMu transactions, please go to wamucards.com or wamu.com and print or download your information.
• Review your free FICO® credit score. We're evaluating ways to provide your FICO score through Chase Online because we know it's important to you. As of March 1, however, your free FICO score won't be displayed. Please consider accessing your credit score details for a fee through Chase Credit Builder.
• Update Quicken®/Quickbooks®/MS Money®. Download your transaction history from Chase Online's Download Activity page, which will link to instructions to help you get started. Please update your software before you download from Chase for the first time.
• Plan ahead. You won't have online access to your credit card account from March 4-8 while we move your account to Chase Online. If you want to make a payment online during that time, you'll need to log on before March 4 and schedule an advanced payment to help ensure your payment is received by the due date on your statement.

Hi guys! This was posted by wanderer in the credit card reviews. Just thought is was some good info for members with the wamu cards. Here it is:

All you WAMU Cardholders... the time has come. Chase Bank will be integrating the WAMU Card Accounts into the Chase.com system on March 9, 2009. You will soon carry one of the big bank cards. As your WAMU Credit Cards come up for renewal, your card will be converted to Chase and your account will convert March 2009. The big time is here.

Well Kellbell, WellsFargo is currently fighting for Wachovia too and are offering way more money to buy them out... So who knows what will happen!

Interesting! Muy muy interesantissimo! Wachovia must be one of those responsible sub-prime banks, being that offers are actually being made in lieu of "conditions".

Very interesting! I just co-signed for a car loan for my sister. Citibank denied the two of us, but Wachovia financed us. I wonder what Citibank plans on doing with us as a sub-prime customer?

I was denied for a JJill credit card. They are financed by Citi. Even though my credit score is a 660, Citi has blacklisted me from a past default.

But I do indeed like that Tier 1 banks are helping out the sub-prime banks. It will make us sub-primers strive harder to please the powers-that-be!

xoxo

Kellbell

Well Kellbell, WellsFargo is currently fighting for Wachovia too and are offering way more money to buy them out... So who knows what will happen!

is it me or did porgy1000 knew what was going on in a big way cause last year he said all these things was going to come to pass.
if anyone has read any oh his post he gave many hints about what was really up.
can we find this guy?

YUP. Porgy knew what was up. BIG TIME.

And to think I may have inadvertantly insulted him. UGH.