I'm excited to ask for a limit increase on my new Blue Cash in six months. All my other credit cards have either required hard-pulls or were just weird about increases, it will be nice to deal with a normal creditor like American Express for this. Although, I should knock on wood because I've heard stories about amex. :knockonwood:

You always have to call now to verify income. It started after the card act went into effect.

I agree

You always have to call now to verify income. It started after the card act went into effect.

Good to know, thanks!

Did you have to call Citibank after submitting the increases? I think it was you or Eugene that said that they were able to request the increase online but had to call to provide income info.

Congrats on the increases!

You always have to call now to verify income. It started after the card act went into effect.

Well I noticed the credit limit increase link again for two of my citibank accounts. Got $200 CLI on the Exxon/Mobil Mastercard making a whopping $800 CL. On my Shell Mastercard I got $1200 CLI.The CL is now $6700. The thing that is funny about the amounts is the Exxon card is older than the Shell by nine months. Both originally started at $500 CL. I've never gotten more than $200 CLI on the Exxon/Mobil Mastercard. On my other two Citi Cards it always seems to be at least a thousand CLI at a time.

Did you have to call Citibank after submitting the increases? I think it was you or Eugene that said that they were able to request the increase online but had to call to provide income info.

Congrats on the increases!

Well I noticed the credit limit increase link again for two of my citibank accounts. Got $200 CLI on the Exxon/Mobil Mastercard making a whopping $800 CL. On my Shell Mastercard I got $1200 CLI.The CL is now $6700. The thing that is funny about the amounts is the Exxon card is older than the Shell by nine months. Both originally started at $500 CL. I've never gotten more than $200 CLI on the Exxon/Mobil Mastercard. On my other two Citi Cards it always seems to be at least a thousand CLI at a time.

Citi seems like they opened up the cli gate the past few months because in October I notice after my last increase the cli link remained. I received increases on both my Citi cards from Oct - Dec and the link is still there to this day.

p.s I just received an 1k auto increase for my Chase Freedom and now I believe things are pretty much on the upswing now.

Awesome !!! There is credit in them there stars! Glad your Chase Freedom Card increased. Love mine as I make lots of rewards I can use without "blackout" dates! Cash is king

Citi seems like they opened up the cli gate the past few months because in October I notice after my last increase the cli link remained. I received increases on both my Citi cards from Oct - Dec and the link is still there to this day.

p.s I just received an 1k auto increase for my Chase Freedom and now I believe things are pretty much on the upswing now.

Received credit limit increases (increases ranged from 1,000 increase to 1,600 increase) on (2) citi cards (soft pull, had to call in), macy's (automatic), wal-mart discover (automatic), ann taylor mastercard (automatic), loft mastercard (automatic)....and Amex upgrade (done online).

Congrats on your increases. I am curious, how did you find out about your Macy's increase? Starting last summer they stopped reporting the limits on Macy's and Bloomies charge cards and they have never reported the limits on the statements.

I will never understand why the limit has to be a huge secret with them...

Received credit limit increases (increases ranged from 1,000 increase to 1,600 increase) on (2) citi cards (soft pull, had to call in), macy's (automatic), wal-mart discover (automatic), ann taylor mastercard (automatic), loft mastercard (automatic)....and Amex upgrade (done online).

Nice increases!


What was your Amex upgrade? Just curious.

Received credit limit increases (increases ranged from 1,000 increase to 1,600 increase) on (2) citi cards (soft pull, had to call in), macy's (automatic), wal-mart discover (automatic), ann taylor mastercard (automatic), loft mastercard (automatic)....and Amex upgrade (done online).

Congrats on your increases, it so good to hear that increases are still alive!

Congratulations !!! to joeyman and kforbes86 those are nice increases. It always feels great to get an increase. Especially when it is initiated by the lender themselves!

Got a complete suprise this afternoon from my wal-mart card, which i was not expecting since i am re-building my credit. the limit started at $300 when i opened the account 3 months ago, and i logged in to my account to see if my 4th payment posted, and it did and my limit was also raised from $300 to $1,000 and i didnt even ask for it!!!

Congrats! Nice limit increase...! You are turning the corner.

Got a complete suprise this afternoon from my wal-mart card, which i was not expecting since i am re-building my credit. the limit started at $300 when i opened the account 3 months ago, and i logged in to my account to see if my 4th payment posted, and it did and my limit was also raised from $300 to $1,000 and i didnt even ask for it!!!