This is a true saying. Although I have hit rock bottom, US Bank is still riding with me. They let me have $100 advance towards my checking account when my credit line was maxed out, but I had to pay it back in 2 weeks. When you can walk into a branch and a manager approves a request from you, your best bet is to stay with them for life. Bank of America would have called the feds on me

LOL Meya!

That's right, only do business with the companies that work with you.

This is a true saying. Although I have hit rock bottom, US Bank is still riding with me. They let me have $100 advance towards my checking account when my credit line was maxed out, but I had to pay it back in 2 weeks. When you can walk into a branch and a manager approves a request from you, your best bet is to stay with them for life. Bank of America would have called the feds on me.

After going through rough times I was left with one untouched card, my Dillards store credit card. Surprisingly GE MoneyBank didnt close this account as they did with all the others that I had with them. Started with $150 CL and when my financial situation improved I started using it and paying on time. Now my CL is $1,100!!!!!

Wow, so glad to hear this. I have not seen a cli in so long until I dont even pay attention to my statements....lolz!

After going through rough times I was left with one untouched card, my Dillards store credit card. Surprisingly GE MoneyBank didnt close this account as they did with all the others that I had with them. Started with $150 CL and when my financial situation improved I started using it and paying on time. Now my CL is $1,100!!!!!

Great work! Congrats! GE Money Bank still has some love. Take care of them. Dillards is a good card store card.

After going through rough times I was left with one untouched card, my Dillards store credit card. Surprisingly GE MoneyBank didnt close this account as they did with all the others that I had with them. Started with $150 CL and when my financial situation improved I started using it and paying on time. Now my CL is $1,100!!!!!

Ok. You have been a "non-user". Shame, now you got on their bad side. Frankly, I have too many credit cards to really actively use them all. Yet, I don't want to close them due to "average account age" and "oldest account".

They got on my bad side when they kept changing the rules for Cashback Bonus. Citibank and Chase have far better cash back cards, so I use them more. My Discover is still active with usually under $100 per month spend, a little higher when they have the 5% back on gas and groceries as it usually does not coincide with the Citibank gas or grocery promos.

I still have a soft spot for Discover and I love my 1999 Cardmember Since date.

Can't blame you. Not too many merchants accept Discover.

For the most part, everywhere I shop accepts Discover. I just get better cash back from my Citibank Dividend and Chase Freedom. I still use my Discover for a few small things every month, so it is active, but I am not spending hundreds or thousands a month on it like I used to (prior to 2005).

Reports to all three Colo!

Awesome! That credit line will for sure help the debt to credit ratio. Congrats on your new Visa Gold!

Congrats! Does this report to the credit bureaus?

Reports to all three Colo!

lmao

That's right, only do business with the companies that work with you.

Ok. You have been a "non-user". Shame, now you got on their bad side. Frankly, I have too many credit cards to really actively use them all. Yet, I don't want to close them due average account age and oldest account.

lmao:laugh: That's why I have been cleaning out my credit closet and only deal with the credit powerhouses.

Awesome! I have not had an increase on my Discover since 2005

Ok. You have been a "non-user". Shame, now you got on their bad side. Frankly, I have too many credit cards to really actively use them all. Yet, I don't want to close them due to "average account age" and "oldest account".

Everywhere I shop takes Discover but the real asset for me is Discover shop because between the 5% to 20% I get from places I go to, I make a killing every month on my cashback rewards.Plus I love it when they send you an email calculating the cashback you have earned on your purchases.

Awesome! I have not had an increase on my Discover since 2005

Can't blame you. Not too many merchants accept Discover.

I got a letter from Discover today informing they have increased my cl by 600 to which I thank them because of their great customer service.

Awesome! I have not had an increase on my Discover since 2005 Then again, I rarely use it anymore....