It doesn't! My sister had the Mervyn's card, and her scores were not affected by it at all.

~~PS, cabana, you mean to tell me that you finally made it over here to this side? Welcome! ~~

Yeah I have an Eddie Bauer CC but my balance is 0...I hope if they close it that it does not hurt my fico EQ 733

Seems like a lot of retail chains has gone bk lately. Ole' school EddieB used to be my favorite store, but a lot of them went away out this way. They plan to refinance all of some of their debts, and to continue operation under modified business plans. But as of right now, get ready cardholders, I think they are going to do exactly what Mervyn's done, continue to let you pay your bills online (if they have it) until the balance is zero. I don't know how many of you cater to EddieB, but sorry to be the bad news carrier]http://finance.yahoo.com/news/Eddie-Bauer-files-for-apf-15551185.html?.v=4[/URL]