Finance Globe

Some people have one bank account, but others have many. If you have multiple accounts, there may come a point when you realize that one or more is no longer doing you any good. At that point, you have a decision to make: will you close the account? Here are three reasons to close a bank account: 1. Too many fees. This has nothing to do with how you use the account, but everything to do...

Let’s face it: most college students are on a budget. There is only so much money to go around, but there are many expenses in play. From nights on the town to sporting events to gasoline, there is always something popping up. Just the same as those in the working world, a budget can go a long way in helping any college student stay on track. You don’t have to go to extremes. All you have...

When you review your budget at the end of the month, there is nothing more exciting than realizing that you reached all your goals. Conversely, it can be frustrating to find yourself spending more than you wanted to. If you continually overspend, the best thing you can do is pinpoint where the problem is coming into play. Once you review your budget, it won’t be long before you have a clear idea of where you need...

Many people create a budget with the best intentions. And then something happens. Rather than stay on the ball, they begin to slip. Soon enough, their budget is blown and they are back at square one. Does this sound familiar? If you have traveled down this path in the past, you don’t want to find yourself in the same position in the future. To avoid this, all it takes is a more efficient approach to your...

From time to time, the self employment bug may bite you. You dream of leaving your corporate job in the past and doing your own thing. While you are familiar with the benefits, such as increased flexibility and the opportunity to make all key decisions, you aren’t sure just yet if this is the right choice for you. With approximately 10 million self employed workers in the United States alone, it is easy to see that...

While many people recognize the importance of creating a budget, many have a hard time sticking to the budgets they’ve created for themselves. Here are a few reasons we can’t seem to stick to a budget. How many of them are true for you? You’re using it to restrict rather than control your spending. If you’re among those who believe that a budget is intended to keep you from spending, budgeting is understandably hard for you....

As the holiday approaches, you may be thinking of how to spend your Labor Day weekend. Here are a few ideas on getting out on Labor Day without spending too much of the cash you've been laboring for. Have a potluck get-together.  Good food and good people are a normal part of any holiday, but you can spread the cost by having friends or family bring their favorite dish and drinks or something to throw on the grill. It's...

In a perfect world, you will choose a credit card and enjoy its benefits for many years to come. For some, this is reality. For others, however, making a change at some point is a decision they have to make. You don’t want to switch credit cards for no reason. Instead, you should only move forward when you are 100 percent sure that it is the right decision. Here are three times when it makes sense...

CareerBuilder recently surveyed more than 2,000 hiring and human resources managers, spanning a variety of company sizes and industries. As an applicant, here are two takeaways from the survey that you don’t want to overlook: •    70 percent of employers spend five minutes or less reviewing a resume.•    Nearly half of employers only spend two minutes reviewing a resume. Along with the above, the survey notes that approximately 50 percent of hiring managers have caught a lie...

It's important to have a plan for extra cash when you find a way to spend less or make more. No amount is too small to have a plan for - even an extra hundred dollars a month can make a big difference over the long run. With a good plan, you can be sure that extra cash goes towards building more financial security while also allowing for some fun stuff. Pay off your credit cards. It's time to change...