Finance Globe

For some people, financial troubles are caused by things outside their control – illness, loss of a spouse, or fraud. Other times, financial troubles can be traced back to things that you could have done differently. If you're having money problems, these habits could be the blame. Even if you're doing well right now, avoiding these will ensure you stay that way. Having Bad Spending Habits Overspending, not budgeting, failing to save, and using debt are all spending...

Are you seeking a new credit card? Are you looking for information on the many available offers? Rather than rely solely on the info provided by the credit card companies, there is something else you can do: read consumer reviews. By taking this approach, you’ll find it much easier to get a beat on what each card has to offer. Here are three of the top reasons to read consumer credit card reviews: 1. Honest information...

While the average retirement age is 62, you don’t have to stay in the workforce that long. If you can stash away enough money, you may be able to retire early. Here are some money habits that will help you quit working sooner. Make saving a priority. Instead of saving after you pay your bills, put money in savings first. Max out your employer’s retirement plan, especially if there’s a matching program. Save outside of your...

Are you interested in applying for a travel rewards credit card? With hundreds of offers to choose from, it could take you a bit of time to find the one that is right for you. Fortunately, when you know what you are doing, it’s much easier to find and apply for the credit card that best suits your financial situation. Here are three points to focus on during the search process: •    The method for earning...

When you’re shopping for a credit card, you might click away from any that have an annual fee. Who wants to pay an extra fee for just having a credit card? But, in some cases, paying an annual fee might be worth it, especially if the card provides enough value to offset the fee. Your rewards will be higher than the annual fee. Many of the best rewards credit cards charge an annual fee - it's unavoidable. Some...

There are many benefits of online shopping, including the ability to save money while comparing a large number of products. Unfortunately, there is one major drawback: security. Despite the security concerns, there are steps you can take to protect yourself. Here are some of the most common online credit card shopping mistakes that consumers make: 1. Choosing the wrong store. If you aren’t 100 percent confident that the store is 100 percent legit, it’s time to...

Like most, you are probably aware that the internet has greatly altered the credit card industry. Twenty years ago you didn’t go online when seeking credit card information. Instead, you contacted an issuer via phone or waited for an offer in the mail. Now, however, this has all changed. You can use the internet to not only find a credit card, but to find the one that is perfect for your situation. Here are three tips...

Wouldn’t it be nice if you never had to think twice about paying a credit card fee? This may be the perfect setup, but it simply doesn’t exist. It doesn’t matter if you are applying for a new credit card or attempting to learn more about the one you already have, it’s imperative to focus some of your time on the associated fees. While there are many of these to consider, all of which could haunt...

It’s easy to believe that now’s the best time to apply for a new credit card. It’s also easy to believe that there’s no point in waiting around to do so. While you may be able to move quickly, thanks to the internet, it doesn’t mean you should rush. There are many benefits of taking your time, comparing your options, and seeing where you end up. Here are several questions to ask before applying for a...

As you search credit card deals, you will soon realize one thing to be true: there are hundreds upon hundreds of options. Although it takes some time to compare each offer, this can go a long way in helping you find the one that is perfect for you as a consumer. Before we go any further, it’s important to remember that no single credit card can match your every want and need. To a certain degree,...