Finance Globe

Like many people, you spend a good amount of time in your master bathroom. From getting ready for your workday to winding down before you call it a day, this room of your home gets plenty of attention. There may come a point when you realize your master bathroom is no longer up to par. Instead, it requires a few upgrades in order to make the space as comfortable and inviting as possible. While there are...

Do you often walk away from the checkout line at the grocery store and wonder what happened? Do you immediately begin to think about the steps you could have taken to save money? In today’s day and age, with grocery prices on the rise, it’s more difficult than ever before to stay within your budget. Fortunately, you can make some basic changes to your strategy in order to save money and feel better about every trip...

Are you the type of person who waits all winter (and spring) long for warmer weather to move into your area? Is this the time of the year when you enjoy yourself the most? While there’s nothing wrong with savoring every last minute of summer, there’s something to remember: these months have the potential to take a toll on your budget. Here are a handful of summertime budget busters to keep a close eye on: •   ...

In today’s day and age, a cell phone has become a must have item. While there are people living without this technology, they’re few and far between. According to Pew Research Center, 95 percent of Americans own some type of cell phone. Enough said! If you’re tired of overpaying on your monthly bill here are some simple steps to take in the immediate future. Even if you only do one of these things there’s a good...

Some of your favorite brands and retailers offer co-branded credit cards. These are credit cards that are partnered with a major retailer in addition to the bank who issues the credit card. Co-branded credit cards are similar to closed-loop store credit cards in that you can earn more rewards for shopping with that brand of store. But, co-branded credit cards are partnered with a major credit card processing network - American Express, Discover, MasterCard, or Discover...

Any time you fall behind on a payment, there’s a risk of your account going to a debt collector. This applies to credit cards, loans, cell phone payments, cable service and anything else that has a monthly payment. Many people incorrectly assume they no longer have to pay off an account because it’s been sent to a collection agency. However, you still owe a debt, even when it’s been sent to collections, and there are still...

Having your credit card declined is both embarrassing and inconvenience. It’s not always necessarily your fault - sometimes there’s a problem on the credit card issuer’s end. Even the merchant may have technical issues that can cause your credit card to be declined. Before you panic, here are some reasons that explain why your credit card could be declined. You don’t have enough available credit. Some credit card issuers will allow you to exceed your credit...

As a pet owner, it goes without saying that you understand the many expenses that can come to light over the years. Although you may have passed on pet insurance in the past, it may be something you want to consider today (or in the near future). It’s been estimated that only one to two percent of the nation’s dog and cat owners carry pet insurance. Even so, this number is slowly rising. If you’re interested...

In the past several weeks, you’ve probably noticed your gas prices creeping higher and higher each time you visit the gas pump. You’re especially feeling the pinch if you have an SUV or a vehicle that requires premium gas. Crude oil prices are at the highest level in more than three years, which means increasing gas prices may not slow down any time soon. Choosing the right credit card can help you alleviate some of the...

As many of you are likely already aware, many individuals and companies are investing into exchange-traded funds or what are commonly called ETFs. This have almost become the new normal to investing, but I propose the question of if people actually know what exchange traded funds are. Below is a high level summary and feel free to post any follow up questions. Exchange traded funds or ETFs are not all that different from regular mutual funds,...