Finance Globe

Cash advances are one of the most expensive types of credit card transactions. These transactions come with a higher interest rate and a cash advance fee. With most credit cards, you don't get a grace period to pay off the advance and avoid paying a fee. Most people think of a cash advance as using a credit card to get cash from an ATM. Your credit card issuer may treat other types of cash transactions as cash advances....

Wasting food is money wasted. Follow these simple, environmentally-friendly tips to help reduce food waste and save money Shop smart.While buying in bulk is convenient, it is more likely to lead to food waste. Frequent trips to the grocery store every few days, rather than one bulk shopping trip, can help to avoid buying more food than you need. Make a shopping list and stick to it. This will help you to buy only what you need. Store...

Now that I am officially a family man, I have found that I have started to really look for ways for my family to save more money each month. I am sure other families feel this pinch and are constantly looking for ways to save money as well. While it is rare eliminating a single expense will give you control over your finances, you can usually save a lot of money by combining savings from several...

As I wrote on what a bond rating is last month, I wanted to also write an overview of what equity research is as well. You may be familiar with what equity research is, some may not. Below is a high-level overview of what equity research is, and feel free to ask any follow up questions in the comments section below. Equity research is primarily focused on publicly traded stocks. The purpose of equity research is...

There are plenty of companies that have no reservations about taking advantages of vulnerable consumers - like people buying a car with bad credit. If you're trying to buy a car and you don't have the best credit score, realize that your credit makes you a risky borrower, even if you can afford to purchase the vehicle. Here's what you should know as you're shopping around. You'll have a higher interest rate. The cost of borrowing money is directly...

It doesn’t matter if you’re starting or growing a business, there’s likely to come a point when you need a cash infusion. Some companies have enough money in the bank to handle all their financial needs. Others turn to credit cards and investors to get what they need. And of course, many owners understand the benefits of a small business loan. Taking out a small business loan is a big decision that will impact your company...

When you make frequent online purchases from the same retailers, you might consider saving your credit card information for one-click payments. This lets you check out quickly and easily without having to enter your payment and billing information each time. Storing your credit card details is certainly convenient, but is it safe? Just having a credit card puts you at risk of credit card fraud. The more places you've stored your credit card information, the greater...

Paying off a large amount of debt takes a lot of sacrifice. You have to cut back your spending and sometimes get creative about making more money. Even though it can be stressful and frustrating, the benefits of paying off your debt are worth it. You’ll save money in the long run. The longer you carry debt, the more you’ll pay in interest. Paying off your debt faster lets you save thousands of dollars in interest,...

Congratulations, you’re under contract to purchase a new home. While you’re not at the finish line yet, you can see it in the distance. If you have a home inspection contingency in your contract, which is something you should strongly consider, you have the right to hire a home inspector to go over the property with a fine tooth comb. Furthermore, if they find something you don’t like, you have the option to back out of...

Building credit for the first time can be both exciting and stressful. On the plus side, you’re ready to take this big step in your financial life. Conversely, you have some concerns about the moves you’re making and the short and long-term impact. Here are five things to know about building credit for the first time: 1. It’s Every Bit as Important as it Sounds Don’t talk yourself into thinking this isn’t important. Even if you...