Finance Globe

U.S. financial and economic topics from several finance writers.

Chris Bibey is a freelance writer and internet marketing professional located in Pittsburgh, PA.

How to Handle Holiday Debt in the New Year

How to Handle Holiday Debt in the New Year
You gave it your best effort, but when the holiday season finally came to an end you realized one thing to be true: you took on debt. This can come in many forms, including but not limited to credit card debt and store credit card debt. As the calendar turns to the new year, you’ll find that this debt isn’t going away on its own. Just because the holidays are over doesn’t mean that your debt...
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Frank
Luckily, I was able to avoid any debt in the holiday season. I contribute this to making a detailed budget and I did not overspend... Read More
Tuesday, 24 January 2017 17:13
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Steps to Take to Purchase a Car Online

Steps to Take to Purchase a Car Online
Let’s face it: the traditional car buying experience is anything but enjoyable. Sure, you’re excited about purchasing a new car, but that doesn’t mean you’ll have a good time from start to finish. Fortunately, with the help of the internet, you can save yourself a lot of time and unnecessary stress. If you’re interested in completing the entire process (or most of it) online, here are some steps to take: 1. Do Your Homework Even though...
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Frank
I would recommend to test drive the car in person. You don't need to purchase it in person, but driving the car yourself is import... Read More
Tuesday, 24 January 2017 17:12
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3 Ways College Students can Prepare Financially for the Second Semester

3 Ways College Students can Prepare Financially for the Second Semester
As a college student, there’s no better feeling than putting the first semester of the school year in the past. While there’s nothing wrong with enjoying your winter break, it goes without saying that the second semester will arrive sooner rather than later. Are you financially prepared for everything the second half of the year will bring? Here are three ways to ensure that you’re on the right track when this time of the year rolls...
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Frank
I would add: (1) be organized and (2) set a concrete budget for the 2nd half.
Tuesday, 24 January 2017 17:05
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Questions to Ask Your CPA to Start 2017

Questions to Ask Your CPA to Start 2017
As the calendar turns and 2017 stares you in the face, you’ll find yourself addressing a variety of financial related questions. From taxes to your budget, there is sure to be a lot on your mind. Below are five questions to ask your CPA at the beginning of 2017. By asking these, you can clear the air and ensure that you’re on the right path as the year begins: 1. Why did I overpay or underpay...
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Frank
I always present my CPA with any material changes in my life (new house, marriage, etc.) and ask how can these help me pay less ta... Read More
Tuesday, 24 January 2017 17:02
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Top Tips for Negotiating a Better Cell Phone Plan

Top Tips for Negotiating a Better Cell Phone Plan
With each passing year, it seems that cell phone plans change for the worse. While the company is the big winner, the consumer finds it difficult to get the service they need at an affordable price. Does this sound familiar? If you find yourself in this position, here are several tips you can follow to negotiate a better plan: 1. Get on the Phone As tempted as you may be to visit a local store, this...
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Frank
With the increased pressure from T-Mobile and Sprint, you are actually likely to be able to get a reduction in your cell phone pla... Read More
Tuesday, 24 January 2017 17:00
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7 Useful Financial Goals to Set for 2017

7 Useful Financial Goals to Set for 2017
With 2016 coming to an end soon enough, now’s the time to turn your attention to the new year. This means many things in regards to your finances. For example, have you yet to set any financial goals for 2017? If you need a push in the right direction, here are seven financial goals you may want to chase after: 1. Ask for a Raise You don’t control your own destiny with this one, but it’s...
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Frank
I would add: (1) Organize your finances (if you don't already) (2) Start or invest atleast 5% to your 401k (3) Get a financial pla... Read More
Tuesday, 20 December 2016 12:03
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Bank of America Making Life Easier for Online Consumers

Bank of America Making Life Easier for Online Consumers
There are many benefits of shopping online, including a more convenient and efficient process. Bank of America is hoping to take this to the next level by pre-selecting customers’ Visa cards for enrollment in the Visa Checkout program. According to a press release published earlier this year, Bank of America is one of the first financial institutions to integrate its card with Visa Checkout, which eliminates steps to make it easier than ever to make a...
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Frank
How does this compare to Apple Pay? Better/worse/same?
Tuesday, 20 December 2016 12:02
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Questions to Answer About a Credit Card Reward Program

Questions to Answer About a Credit Card Reward Program
As you search for a credit card with a reward program, you’ll be glad to find that there are hundreds of offers to choose from. As a consumer (or small business owner), you must answer one very important question: which credit card is best for what you’re trying to accomplish? The only way to answer this question with confidence is to compare multiple offers and make a final decision based on your findings. Here are some...
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Frank
Each credit card should serve a unique purpose. I always ask what I will use the credit card for and make my decision based on tha... Read More
Tuesday, 20 December 2016 12:02
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Have You Answered These End of Year Tax Questions?

Have You Answered These End of Year Tax Questions?
With the end of the year closing in, there’s no better time than now to review your tax situation. After all, the April 2017 filing deadline will be here before you know it. Although no two people face the same tax circumstances, here are some important questions everyone should answer: •    Do you need to consult with an accountant now or in the near future?•    Does it make sense to contribute more money to your retirement...
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Frank
-Do I know how much I made this year? -Has anything in my life materially changed from prior year? I may be able to take more dedu... Read More
Tuesday, 20 December 2016 11:57
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Allegiant and Bank of America Partner to Offer New Credit Card

Allegiant and Bank of America Partner to Offer New Credit Card
Earlier this year (September 2016), Allegiant and Bank of America announced a partnership to launch the Allegiant World MasterCard. Issued by Bank of America, this is Allegiant’s first credit card program. Brian Davis, Allegiant vice president of marketing, is excited about the offer, noting the following: “Offering a credit card with Allegiant rewards our passengers and creates more opportunities for them to travel just by using their card for everyday purchases. It’s the most important customer-facing...
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Recent Comments
Frank
This sounds like an amazing credit card, thank you for summarizing for me!
Monday, 21 November 2016 18:38
Frank
Do you know how many miles it generally takes to purchase a flight?
Tuesday, 20 December 2016 11:56
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