When you review your budget at the end of the month, there is nothing more exciting than realizing that you reached all your goals. Conversely, it can be frustrating to find yourself spending more than you wanted to. If you continually overspend, the best thing you can do is pinpoint where the problem is coming into play. Once you review your budget, it won’t be long before you have a clear idea of where you need...
Many people create a budget with the best intentions. And then something happens. Rather than stay on the ball, they begin to slip. Soon enough, their budget is blown and they are back at square one. Does this sound familiar? If you have traveled down this path in the past, you don’t want to find yourself in the same position in the future. To avoid this, all it takes is a more efficient approach to your...
While many people recognize the importance of creating a budget, many have a hard time sticking to the budgets they’ve created for themselves. Here are a few reasons we can’t seem to stick to a budget. How many of them are true for you? You’re using it to restrict rather than control your spending. If you’re among those who believe that a budget is intended to keep you from spending, budgeting is understandably hard for you....
As the holiday approaches, you may be thinking of how to spend your Labor Day weekend. Here are a few ideas on getting out on Labor Day without spending too much of the cash you've been laboring for. Have a potluck get-together. Good food and good people are a normal part of any holiday, but you can spread the cost by having friends or family bring their favorite dish and drinks or something to throw on the grill. It's...
It's important to have a plan for extra cash when you find a way to spend less or make more. No amount is too small to have a plan for - even an extra hundred dollars a month can make a big difference over the long run. With a good plan, you can be sure that extra cash goes towards building more financial security while also allowing for some fun stuff. Pay off your credit cards. It's time to change...
When was the last time you came across a sign for an estate sale in your community? Chances are you see these from time to time. If you have yet to visit an estate sale, if you have yet to consider the benefits, now is the time to change your approach. Here are three benefits of shopping at an estate sale: 1. Lower prices than retail stores. If you want to save money, this is a...
Are you part of the Millennial generation? Also known as Generation Y, these people were born between the years 1982 and 2002. Many Millennials find themselves seeking employment. While companies across the United States are interested in hiring professionals from this generation, some cities have more rewarding jobs than others. Forbes recently published a list of the best cities for jobs for Millennials, based on a study conducted by PayScale. The following data was considered when compiling...
A growing number of companies are relying on video interviewing technology, as this allows them to save time and money on their search for the best candidate. While this works in the favor of the hiring company, applicants often find themselves in a tricky position. They want to move forward with the process, but they don’t know what to expect along the way. After all, this form of interviewing is relatively new. If you have been...
With summer quickly winding down, you realize that back to school season is right around the corner. Furthermore, it won’t be long before the weather cools off and you begin to spend more time indoors. You may not be able to slow down time, but you can control the amount of fun you have during the last few weeks of summer. Here are three great ideas for free fun: 1. Visit a Park Do you live...
Are you the type of person who keeps large amounts of cash at home? You may think you have a good reason for doing so, but consider this: it is a big risk. Here are several reasons why you may want to alter your approach in the future: 1. You are not earning interest on your money. Why keep cash under your mattress when you can put it in the back and earn interest? Sure, interest...
