As a business owner, it’s important to have a thorough understanding of your company’s finances at all times. This could lead to a situation in which you recognize the need to borrow money. While there are many ways for a business owner to secure the financing they require, a business credit card is one of the best. There are many reasons for this, including the hundreds of offers and ability to receive an instant approval. A...
Are you a small business owner with big goals for 2019? Have you come to realize that cutting expenses would be in your best interest? Do you have some concerns about the best ways to save money, without having an impact on the overall health of your business? There are many ways to save money as a small business owner, so it’s imperative to keep an open mind as you explore all your options. If you’re...
As a business owner, January is one of the busiest months of the year. Not only do you have to tie up loose ends from the previous year, but you also need to look ahead to the months to come. When January 2019 arrives, don’t hesitate to answer a variety of key questions regarding your financial situation. Your answers may change as the year wears on, but that shouldn’t stop you from getting everything in order...
As a small business owner, the month of December is often the busiest time of the year. You’ll find yourself answering questions such as: • Did you reach your goals in 2018?• Are you in good position to take on everything 2019 will bring?• What types of changes do you need to make to achieve more success in the new year? While you answer these questions, among many others, you may come to the conclusion that...
As an entrepreneur, keeping your finances straight can make or break your business. Using a credit card can help you organize your expenses, keeping everything in one place so it’s easier to see what you’re spending. Having a separate credit card for your business helps you keep your business and personal expenses separate. This is key when it comes to accounting and filing your taxes. Keeping your expenses separate is also important for legally protecting your...
You officially want to start your own business. You have the idea in place, you have your business plan and mission statement, and you are ready to launch. The only thing you have left to do is to get funding for your business. In today's age, there are a variety of ways to get funds to start your own business. Each has its own advantages and disadvantages, but I have outlined several below. Bank and or...
Everyone who’s looking for an opportunity to make money outside of their regular paycheck should be aware of pyramid schemes. These scams are typically disguised as legitimate opportunities to work from home and lure in people with the promise of big money. Pyramid schemes, which are illegal, are different from multilevel marketing programs, which are legal and can actually allow you to generate income. Pyramid schemes convince those interested to invest hundreds or thousands of dollars...
Self-employments has its rewards, but it also has some challenges. While you have a lot of freedom and flexibility in your schedule, you have to be disciplined to achieve results and ensure you can maintain that freedom. Building the right habits are key to long-term self-employment success. Do the most important things first. You might be tempted to log into your email or check your social media accounts at the start of your workday, but that may...
Did you know that approximately 15 million Americans are self-employed? If you’re currently working in the corporate world but hope to join the ranks of the self-employed in the near future, it’s important to implement a plan that will allow for an efficient transition. Starting a business can be one of the most exciting things you ever do. Conversely, it can also bring quite a bit of stress into your life. Are you ready to deal...
Most Americans work a job where there’s a direct relationship between the amount of time put into the job and the amount of money earned on that job. You can’t earn more money without putting in more time – and without getting your employer’s permission. Earning a passive income allows you to bring in extra money that’s not directly tied to the number of hours you work for that income. Passive income is scalable meaning you...
