Finance Globe

Imagine this scenario: you are searching for the right credit card, hoping to locate an offer you can get excited about. And then it happens. You come across a card that appears to be perfect for you and your financial situation. You have one of two options at this point: Sign up for the credit card, hoping your first instinct was right.Dig into the finer details to ensure that you are making a good decision. Rather...

New credit card rules take effect February 22, 2010, and information will be covered in two articles. Let's take a look at how key points in the new law will affect you, the consumer. New rules on terms and interest rates Card issuers must give you 45 days notice before they can: raise the card's interest rate.make changes to certain fees (such as annual fees, cash advance fees, and late fees)make other significant changes to the...

From a financial perspective, a credit card can bring a lot of good to your life. Conversely, it can lead you down the wrong path if you aren’t careful of every move you make. Here are three credit card habits to break today: 1. Having access to too many credit cards. Believe it or not, one credit card is probably enough. If you have access to too many, it won’t be long before you lose track...

Finding a credit card offer is not difficult. What is difficult is comparing your many options in hopes of pinpointing the offer that best suits your finances, budget, and shopping style. For most, the biggest challenge is sifting through hundreds of offers in an attempt to learn more about what each card could do for them. If the thought of all this work has you feeling down and out, don’t give up just yet. There are...

Just because you have bad credit doesn’t mean your life comes to an end. It also doesn’t mean you can never use a credit card again. There is a big difference between obtaining a credit card and using a credit card in the appropriate manner. Simply receiving an approval will do nothing for your credit. However, if you make on-time payments and act responsibly, you can use a bad credit credit card to rebuild your credit....

When searching for a credit card, you are likely to get so caught up in the interest rate and reward program that you overlook other details that are every bit as important.As you compare credit card offers, pay close attention to the fees. If you overlook this important detail, you may find yourself paying more in fees than you ever imagined possible.Here are two common credit card fees that are best left to the next person:Application...

Are you ready to apply for a credit card? No matter if you are doing this for the first time or adding to plastic that you already have in your wallet, there are steps you can take to ensure a smooth process and to make an educated decision.In today’s world, it is easier than ever to find the right credit card, thanks in large part to the internet. You have the opportunity to compare offers online,...

No matter how long you have had your credit card, there could come a day when you feel that making a change would be in your best interest. Before doing so, however, you want to make sure that this change is for the better. The last thing you want to do is cancel your current card, just to find that your new one does not offer you as many benefits.Everybody has their own reason for considering...

As a small business owner, you know how important it is to have a solid grasp on your company’s finances. There are many tools you can use to your advantage, including a credit card.If you have yet to take advantage of the benefits of a small business credit card, there is no better time than now to do so. Here are three reasons to apply today:1. A credit card can be used to make a variety...

A credit card is a wonderfully convenient way to pay for nearly anything. It can be a handy tool to help you track your spending and manage your budget, and offers more protection than if you paid in cash. A credit card is also the downfall for many consumers who don’t grasp the consequences of their unwise credit habits until it’s too late. To get the most from your credit cards, be sure to use that...