Finance Globe

Better banking may mean not using a bank.Choosing a financial institution, for many, simply means going to the bank their parents do business with, picking one that's close to home or work, or giving in to advertised freebies meant to entice them to open an account. But before settling for a commercial bank, consider checking out your local credit union.Credit unions, just like banks, offer a wide variety of financial services such as checking, savings, and...

Paying bills online is great; it saves time and money. You don't have to buy stamps and checks, and it takes less time to set up online payments than it does to write and mail checks every month. You can make online payments to your mortgage company, your utility companies, your credit accounts, and even to individuals, such as your landlord or your children's nanny. When you pay bills online, you have a few options in...

There are three important factors to consider in any type of savings or investment: 1) Safety – The protection against partial or total loss. Money deposited into a financial institution account, up to $100,000, is insured by the federal government against loss, by the FDIC for banks, and by the NCUA for credit unions. They will sport the appropriate sticker on their front window for all to see. Stocks, bonds, mutual funds, annuities, municipal securities, and...