does anyone know if florida has Chase branches? I cant seem to find any online.

please stop moving the post
here we have one person talking about Discover then the next person is talking about chase
i looked over the thread and no one is talking about chase.
how can someone get or give info on on something then peoples post are moved around and the thread is out of order.
LAWD

Muah? Chase, Chase, Chase.

I have two Chase cards, I don't need a third right now. I have enough cards (7) to manage. I know some on the Credit Board forums that have 10 or more with $200,000 available limits. I don't know how they do it.

I have the Chase Freedom Visa and even thought its a rewards card my APR is set at 3.99% + Prime... Currently 7.99%. Thats really good for me! I guess its just varies, IDK.

For now:laugh: Muwhahahaha

I think we need a devilish smiley face. Anyway, Rivas you know I am messing with you.

Yeah, that is pretty good. I don't know, I've just never really liked Chase. They don't seem like a prime lender to me when they pull your report every time you ask for a CLI. Subprime lenders such as HSBC do that and I find it annoying.

Smcc, instead of closing the account, why don't you have them convert it to an AMEX and you still get to keep the history on the report. Also, you save a hard pull and points that would drop your score when your average age of accounts decreases when the new account shows up on your report.

One day charonh I plan on closing my Visa Signature Card and move the $10K back to my BankAmericard once I get an AMEX card. Hopefully there will be no fallout since I had to take limit from card (a) in order to have the Visa Signature

I have noticed that also. That is First Premier Bank is able to offer their customers a fixed interest rate of 9.9%. They don't offer any type of rewards so technically, they're in a win-win situation.

I have the Chase Freedom Visa and even thought its a rewards card my APR is set at 3.99% + Prime... Currently 7.99%. Thats really good for me! I guess its just varies, IDK.

One thing I have to say is that if you have a reward credit card-never-carry a balance. They typically have a higher APR to begin with and if you pay interest you really aren't getting a reward.

I have noticed that also. That is First Premier Bank is able to offer their customers a fixed interest rate of 9.9%. They don't offer any type of rewards so technically, they're in a win-win situation.

From what I have heard with the exception of smcc, cards without pre-set limits don't report a limit to your credit reports.

I talked to boa yesterday and they said they DO report your credit limit on the signature card? I have not checked my report since opening this card so anyone have any insight on this?

I didn't know HSBC offered cards without a pre-set limit.

Smcc, I believe you misunderstood me. I was saying how it was a good thing that BOA was reporting your Visa Signature as an FSA instead of a regular credit card because when the credit analyst sees the balance on the card without a limit, they will know it's a card card without a preset limit.

FSA=Flexible Spending Account? I've seen that on HSBC and Wells Fargo cards.

I mis understood. Happens when you get older.

Thanks for clearing that up.