Capital One Credit Steps

  • Jay1
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Replied by Jay1 on topic Re: Capital One Credit Steps

Cool thanks I appreciate the response.
15 years 10 months ago #16
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Replied by eugene66 on topic Re: Capital One Credit Steps

I know I have read that some people have called and got a CLI before the first credit steps increase. I had thought about trying has anyone heard of or tried the recently?


I've read some people only got half of the first increase when they asked for a cli before the steps is due and then the rest when credit steps finally kick in.
15 years 10 months ago #17
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Replied by Jay1 on topic Re: Capital One Credit Steps

I am getting ready to call Cap one though I might ask one more time before I call if any has requested an increase from them before the first credit steps increase?
15 years 10 months ago #18
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Replied by Jay1 on topic Re: Capital One Credit Steps

I know I have read that some people have called and got a CLI before the first credit steps increase. I had thought about trying has anyone heard of or tried the recently?
15 years 10 months ago #19
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Replied by hjm331 on topic Re: Capital One Credit Steps

As long as we keep making our payments on-time, we will be rewarded for it in the future.
15 years 11 months ago #20
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Replied by Meya on topic Re: Capital One Credit Steps

This morning I logged into Cap 1 online and see I was granted a CLI in the amount of 250

Way to go wrknprogrs! Hey, at least you got it, I was just denied....lol.
15 years 11 months ago #21
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Replied by hjm331 on topic Re: Capital One Credit Steps

Thanks for the info Amy. I was told them the same thing when I called last month.
15 years 11 months ago #22
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Replied by wrknprogrs on topic Re: Capital One Credit Steps

I was enrolled in the Cap 1 Credit Steps program and received on increase in January - after calling. I called the backdoor number on Wednesday (it's been 3 statements since last CLI) and was told no and I would receive a letter explaining why. This morning I logged into Cap 1 online and see I was granted a CLI in the amount of 250 :cheesing:. Don't know what happened, not going to question it, just continue to pay above the min. amt due, on time, etc.
15 years 11 months ago #23
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Replied by hjm331 on topic Re: Capital One Credit Steps

I agree, they are customer friendly and know what the customer wants so when they can do it, they will do it.
15 years 11 months ago #24
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Replied by Meya on topic Re: Capital One Credit Steps

Way to go! Just treat them good and they will do the same for you!
15 years 11 months ago #25
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Replied by sg2416 on topic Re: Capital One Credit Steps

I have had Cap1 since Dec. 08 along with the credit steps. I received my first increase today (cheesing). I started with $300 and increased to $750. Honestly, I did not think I would see an increase until after the economy gets better. I am so glad that cap1 still have faith in their customers!
:cheesing:
15 years 11 months ago #26
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Replied by Meya on topic Re: Capital One Credit Steps

OMG, who wouldn't?:laugh:
15 years 11 months ago #27
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Replied by hjm331 on topic Re: Capital One Credit Steps

I would prefer to have my limit stay the same for years rather than having it reduced.
15 years 11 months ago #28
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Replied by Meya on topic Re: Capital One Credit Steps

Same thing here Amy, I just roll with it because they have given me nothing but luv every since I had them.
15 years 11 months ago #29
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Replied by Brian23 on topic Re: Capital One Credit Steps

I am completely shocked to hear that, but at least they are not taking any limits away. All these CC companies are tightening up on CLI and credit offers....Its craziness....
15 years 11 months ago #30