Here are my PFICO scores: Jan-585, Feb-602, Mar-621, Apr-623, May-639, Jun-646.

I have subscribed to a couple of credit monitoring services, Chase Identity Protection and Triple Advantage. Here is my scores from Chase:

490 EQ, 536 EX, and 552 TU

My score Plus from Experian is 630. Which is closer to PFICO and not anything like what Chase is showing. Is Chase's service a FAKO? If someone tells me it is, I am going to cancel it.

When I first received the card my score on WaMu was 652 (TransUnion) in Dec of 07. It climbed to 654, then 656. My score jumped to 660 in May 08 and by June it hit 689. I have an American Express and have credit scores through CreditSecure. My scores differ significantly from WaMu. I dont know which one is actually true but either way it has improved.

So which score would credit issuers look at?????

PFico for June was 614, May was 605, April was 634
TransUnion Fico as of 6/19/09 was 632 so there was a 18pt diff. This is the most diff that I have seen as they are usually within 10pts

I'm starting this thread to explain the differences between the PFICO score offered by WaMu monthly and the real FICO score. I have realized that the PFICO score is NOT your real FICO score. It is considered to be a FAKO but its scoring system is the closest to the real FICO scoring system. There will be a margin of difference between your PFICO and your real FICO score.

It would also be a great idea if everyone who has a WaMu card could post their PFICO scores monthly.

My PFICO score for the month of April was 632.
My PFICO score for the month of June is 667.

There is a 35 point increase which means I am doing all the right things which is increasing my scores.